Gain a competitive advantage and make better credit decisions
Go back to the basics - with some noticeable upgrades - to both better access customer risk profiles and find profitable new opportunities.
Maximize your ROI via quality data, quick deployment, and access to experts to help co-innovate.
Maximize your ROI via quality data, quick deployment, and access to experts to help co-innovate.
Choosing your primary credit provider is key
Get the most accuracy in your first pull. Once you are in the best available ecosystem, you can seamlessly expand your view to gain a fuller picture of your customers and prospects.
Start strong and finish even stronger with three fundamental principals.
Start strong and finish even stronger with three fundamental principals.
91.5 million consumers have little to no access to credit due to lack of credit activity.
Learn how to expand your credit pool with alternative data.
Learn how to expand your credit pool with alternative data.
Expand Access to Credit to Consumers
Open up credit opportunities by accessing consumer-permissioned cashflow data.
Discover more profitable prospects
Get access to consumer-permissioned utility and telco data from Urjanet.
Uncover legitimate non-prime borrowers
Help reduce risk with specialty finance data from DataX, such as payday loans, subprime credit cards, and installment loans.
Accelerating Access to Credit
Roughly one in ten American adults struggle to access credit because they’ve never accessed it before. And, a disproportionate share of these 26 million Americans are Black or Hispanic - with more than 12.5 million living in areas deemed “credit insecure” and lacking formal credit opportunities. How can our industry help? Watch a discussion of how the private sector, government, and community organizations are coming together to help consumers obtain access to mainstream financial services and learn about the role alternative data plays in building a more inclusive financial system.
New Data for New Challenges
Major changes in the U.S. job market and loan accommodation requests have clouded the ability for lenders to assess credit risk. This session provides insights on how to leverage consumer consented data to the fullest extent, reducing credit risk, preventing fraud as well as delighting your customers.