Commercial Insight Suite | Business | Equifax
With unprecedented accuracy, Commercial Insight Delinquency Score predicts the likelihood of a business incurring severe delinquency (91 days or greater), charge-off or bankruptcy on financial accounts within the next 12 months. The score utilizes both financial and non-financial payment information in the Equifax commercial database (CFN) as well as public records and firmographics.
Output includes a delinquency score ranging from 300 to 1500, with a 0 indicating bankruptcy on file, with up to four reason codes.
Trended data is the result of analyzing data over a period of time to uncover behavior patterns that can then be used to predict future behavior.
Trended Data provides additional insights into a business’s financial performance. Having an expanded view into a business’s spending and repayment behaviors, enables more precise marketing and risk strategies and helps improve business decisions across a customer’s portfolio.
NeuroDecision™ is a patent pending service offering for use in evaluating risk predictors with credit data, and other data, on the Equifax high performance analytics platform. NeuroDecision™ can meet regulatory requirements and deliver reason codes that comply with business objectives across many different industries.