While our data, technology and talent support this goal on a daily basis by enabling access to credit, the Equifax Foundation exists to help low-to-moderate income communities live their best through a focus on one core objective: Strengthen Financial Capability.
Good credit ensures the start of a strong financial life and journey. Bad credit prevents individuals and families from attaining the dream of a home, the stability of a job, and the planning for a safe financial future; so we invest in partners, projects and initiatives, to help people better understand how to effectively manage their financial resources by helping build their financial capability.
Confidence: A consumer’s confidence in their ability to achieve financial goals
Motivation: The driver of financial behavior
Skills: Knowing how to find, process, and act on information (budgeting, saving, etc.)