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What is VantageScore?
VantageScore fuses deep consumer credit behavior knowledge with innovative statistical modeling to give you unparalleled score consistency across all three major credit reporting companies (CRCs) – and predictive power beyond any generic credit risk score. As VantageScore is adopted by the credit lending industry, all players — from consumers to investors — will benefit from increased efficiency and effectiveness.
The First of Its Kind
VantageScore employs the same, consistent scoring algorithm at all three CRCs. So any differences in one consumer’s scores across the CRCs would be due to data content differences, not the scoring formula.
Leveling the attributes across the CRCs contributes to the model’s superior predictive power over scores on the market today. And the VantageScore model is unprecedented in looking at data from all three CRCs at the same point in time.
Additionally, VantageScore drives “thin-file” market strategies by returning more predictive scores on consumers with very little credit history.
For additional product benefits, download the VantageScore Product Sheet.
The Equifax Advantage
Equifax has been providing value-added information solutions to businesses and consumers for more than 107 years. Our ongoing commitment to provide superior data quality; proven validation and integration expertise; cutting-edge analytics; and continued implementation and transition support makes Equifax the vendor of choice for VantageScore.
Equifax has built a rich heritage and a distinguished track record of market leadership, maintaining a strong focus on strategic growth, product development, and technology innovation. That tradition continues with VantageScore, a groundbreaking step forward in our efforts to better serve our customers.
For More Information
For more information about VantageScore and how it can improve your business, contact your Equifax sales representative or click here. To learn more about other Equifax business solutions, call 1-888-202-4025 or click here.
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