Equifax believes everyone should take precautionary steps to safeguard their personal information. There are a number of actions you can take to protect yourself.
An Initial Fraud Alert is a consumer statement added to your credit file that lasts for 90 days. It alerts creditors of possible fraudulent activity and requests that they contact you prior to establishing credit in your name. To place an Initial Fraud Alert on your Equifax credit report, contact Equifax at our automated fraud line 1-877-576-5734 and follow the simple prompts. A notification will be sent to the other two nationwide credit reporting agencies, Experian and Trans Union, on your behalf and we will send you a confirmation letter explaining additional rights you may have, including the ability to request a free credit file (s), depending upon your state, in connection with your fraud alert and other steps you may want to take to protect your identity.
Under the FACT Act amendments to the Fair Credit Reporting Act you are entitled to one free credit file disclosure from each of the nationwide credit reporting agencies in a 12 month period. You may request this free annual disclosure through the following contact methods:
If you live in certain states you may qualify for an additional free disclosure report via US mail. Learn More
For additional peace of mind, you may want to consider monitoring your credit file for changes that could be early warning signs of identity theft. Equifax wants to help - our premier credit monitoring products will be available to Veterans at a 50% discount until June 30, 2006.
