Beginning October 31, 2007, if you live in a state that has not yet passed a state security freeze law, you have the ability to place a security freeze on your Equifax credit file under the Equifax voluntary security freeze program.

 

Security Freeze Requirements
The Equifax voluntary security freeze program generally follows the security freeze procedures of most state security freeze laws. For example, under the Equifax voluntary security freeze program, the security freeze must be requested by certified mail, and will be placed by Equifax within 5 business days. Click below to see the requirements and fees where you live:

 

Security Freeze Requirements and Fees by State

 

To Request an Equifax Voluntary Security Freeze
Please include the following information in your written request and send to us by certified mail:

  1. Name
  2. Address
  3. Date of Birth
  4. Social Security Number
  5. Proof of current address such as a current utility bill
  6. Payment of applicable fees to request a security freeze of your credit file (State Freeze Requirements and Fees to determine fees for your state). We accept personal checks, American Express, Mastercard, VISA, and Discover Cards for payment of fees. If you are paying by credit card, please include the following information:
    1. Name of the person as it appears on the credit card
    2. Type of credit card (American Express, Mastercard, VISA, or Discover Card)
    3. Complete account number
    4. Expiration data (month and year)
    5. For American Express - 4 digit Card Identification Number (on front of card above the account number)
    6. For Mastercard, VISA, or Discover Card - 3 digit Card Identification Number (on back of card at the end of the account number. Please do not send cash through the mail.
  7. If you are an identity theft victim and are requesting a security freeze you must also include a copy of a police report, Identity Theft report, or other government law enforcement agency report, such as a DMV report.

 

Send by Certified Mail to:
Equifax Security Freeze
P.O. Box 105788
Atlanta, Georgia 30348

 

Once we receive your request, within 10 business days we will send you a confirmation letter with your individual 10 digit security freeze confirmation number. Please put this letter in a safe place. You will need your confirmation number to temporarily lift or permanently remove your security freeze.

 

Exceptions

Under the Equifax voluntary security freeze program, Equifax does not allow third parties such as credit grantors access to your credit report. However, access continues to be allowed for certain requestors including: