Take Charge of Your Credit

A couple taking control of their finances with Equifax Score Watch¿

Score Watch™ Delivers Negotiation Power


Your FICO® Score - the score that lenders use most - impacts loan approval, interest rates and more. A favorable FICO Score may even help you secure lower interest rates and save big over time! Score Watch provides FICO Score and Equifax credit monitoring - both vital for negotiating and maintaining your overall credit health. Score Watch alerts notify you when you qualify for a better rate or when your FICO score unexpectedly drops.


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A woman who has taken control of her finances with Equifax 3-in-1 Monitoring

Good Credit is More Important Than Ever


Did you know that good credit could impact everything from interest rates to landing a new job? Protect your reputation. Equifax Credit Watch™ Gold with 3-in-1 Monitoring and your FICO® credit score offers a powerful combination of monitoring and reporting so that you can take charge of your financial good name.



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A woman who has taken control of her finances with Equifax Credit Watch Gold¿

Take Charge of Your Credit

Taking charge of your credit isn’t a single event — it is a continual process. It involves monitoring your personal finances, understanding how your actions affect your credit, and taking the appropriate steps to get the best possible interest rates on all your loans.


Equifax Credit Watch™ Gold can help you:

  • Understand the current state of your Equifax credit file
  • Stay on top of key changes to your Equifax credit file
  • Protect yourself with insurance that covers expenses in the event you are victimized

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Score Watch Includes:

Score Watch¿
  • Continuous monitoring of your FICO credit score and your Equifax credit file
  • Alerts to FICO credit score changes and corresponding interest rates you’re likely to receive
  • Two FREE Score Power reports††
  • Dedicated customer care available 24x7

Only $9.95 a month

Score Watch Includes:

Score Watch¿
  • Continuous monitoring of your FICO credit score and your Equifax credit file
  • Alerts to FICO credit score changes and corresponding interest rates you’re likely to receive
  • Two FREE Score Power reports††
  • Dedicated customer care available 24x7

Only $9.95 a month

3-in-1 Monitoring Includes:

3-in-1 Monitoring
  • Continuous monitoring of your credit files from all three bureaus
  • Alerts to key changes to your credit files
  • ONE FREE 3-in-1 Credit Report†† with discounts on additional reports
  • Unlimited Equifax Credit Reports™
  • Dedicated customer care available 24x7

Only $12.95 a month

3-in-1 Monitoring Includes:

3-in-1 Monitoring
  • Continuous monitoring of your credit files from all three bureaus
  • Alerts to key changes to your credit files
  • ONE FREE 3-in-1 Credit Report†† with discounts on additional reports
  • Unlimited Equifax Credit Reports™
  • Dedicated customer care available 24x7

Only $12.95 a month

Credit Watch Gold Includes:

Equifax Credit Watch Gold¿
  • Daily monitoring of your Equifax Credit Report for key changes
  • Unlimited Equifax credit reports
  • Up to $20,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply) at no additional charge to you
  • 24 x 7 Customer Care

Only $9.95 a month

Credit Watch Gold Includes:

Equifax Credit Watch Gold¿
  • Daily monitoring of your Equifax Credit Report for key changes
  • Unlimited Equifax credit reports
  • Up to $20,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply) at no additional charge to you
  • 24 x 7 Customer Care

Only $9.95 a month

Did you know?

See what Erika M. of Virginia Beach, VA says about the importance of understanding and monitoring your credit: "...I was able to provide this information to my lender, and as a result, they reduced my interest rate offer by 1% - not only did that reduce my monthly payment, it will save me a lot of money over the life of my mortgage..."

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† Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates,Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations. Coverage not available for residents of New York.

† Equifax's credit monitoring products are protected by US Patent 7,028,052.

† Insurance underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183. Nothing stated herein affects the terms conditions and coverages of any insurance policy issued by St. Paul Travelers, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy.