With Equifax subscription products, you can customize your alerts to make sure you know about key changes to your credit file within 24 hours of when they occur! This way, if you happen to be a victim of phishing or pharming, you can quickly take steps to resolve the matter — putting you back in control of your financial health.
To access and set your preferences, simply log into your Member Center and click on "My Alert Preferences." From there, you can determine the sort of credit changes that would result in an alert, including customizable alerts to notify you if your charge card balance increases by a certain dollar amount or percentage, or if a dormant card shows activity within a certain number of months. You may also choose whether to have alerts sent to your e-mail, wireless device, or both whenever key changes occur.