May 2011 Newsletter

In This Issue:
Featured Product
Tip of the Month
This Month's Poll
From the Blog
Interactive Tool

Explore the Newly Updated Equifax Member Center

We're glad that you chose Equifax for your credit health needs, and we want to make your experience with your product as enjoyable and efficient as possible. That's why we redesigned the Member Center to make it simpler for you to access the features you use most.

From the moment you log into your Member Center, you can find what you're looking for in no time. Check out the new helpful dashboard that gives you an overview of your scores, reports, monitoring alerts and debt depending on your product. You can get the main information you need at a glance, then dig deeper into the topic that you want to learn more about.

We've also restructured the tabs for quicker navigation across your alerts, scores, reports or debt. And, the My Account link provides easy access your personal profile where you can update your information and alert preferences.

Plus, we've combined links to helpful resources into a single place, so you'll be able to access important articles and information from within the Member Center! It doesn't get much easier than that. We're dedicated to making it even easier for you to take full advantage of your subscription product and protect the power of your credit.

Not a subscriber? Find the Equifax subscription product for you today to take full advantage of all of the features in the updated Member Center.

You can explore the NEW Member Center with our helpful demo or start interacting with it by logging in now!

CHECK OUT THE DEMO»

Featured Products:

Equifax Complete™ Premier
all for only $19.95 $17.95 a month

Get two things that should go together — comprehensive credit monitoring and our strongest identity protection in one — with Equifax Complete™ Premier. In addition to 3 scores, 3 reports and 3‐bureau monitoring, you'll also get:

Alerts to key changes in your credit at all three bureaus keeps you in-the-know
Unlimited access to your Equifax Credit Report and Score means you get your info whenever you want it
Know when your Equifax Credit Score changes and track it over time with score monitoring
And more!

All for only $17.95 a month! Get the complete picture now!

BUY NOW»

LEARN MORE»

Equifax 3‐Bureau Credit Report & Scores
— $39.95

Get a complete picture of your credit reports and scores with Equifax 3‐Bureau Credit Report & Scores. You'll enjoy:

A snapshot of your 3‐bureau credit scores from Equifax
Your easy-to-read 3-bureau credit report from Equifax, Experian and TransUnion
Details about what could be impacting your scores, including positive and negative factors for each score
Access to our helpful and knowledgeable Customer Care team seven days a week

All for only $39.95!

BUY NOW»

LEARN MORE»

From the Blog: Clean Up Your Homeowner's Insurance Policy for Spring

by Linda Rey

Spring is here! And I'm already into spring cleaning mode. As you're cleaning out your closets, take some time to think about everything that remains and how you can give a "tune-up" to your insurance portfolio.

How much "stuff" do you have, and can you put a price tag on your belongings? To keep your insurance portfolio up to date, it's important to figure out the value of your belongings and somehow track all the contents of your house. While you may be insured for a certain amount on your homeowner's policy, it's not as if the insurance carrier will just write you a check up to that amount.

Every household is different. You may have a studio or a thirty-million-dollar house. Either way, you are responsible for knowing what your household is worth so you can get paid should you experience a partial or total loss of contents.

We suggest the following:

Take photos or video of each room. Keep the documentation somewhere safe, such as a safe-deposit box or a server, not on your home computer. I also recommend keeping all receipts for larger purchases, such as furniture, appliances, and especially renovation projects. If you are particularly organized, scan the receipts and save them to an online server. This will protect your records in case you need to retrieve them in the event of a catastrophe, such as a fire.

What should be included in your home inventory? Use the following checklist to keep track of your belongings.

Insurance documentation checklist:

Kitchen contents
Clothes/Shoes
Rugs
Lamps
Electronics
Plants
Furniture
Artwork
Recreation equipment (bike, ski, golf)
Jewelry (see my previous post on jewelry and other valuables)

Have you seen the show "Hoarders" ? I hope you're not facing a spring cleaning job of that magnitude, but starting the process can feel overwhelming. If you can't get organized, don't know where to start, or don't know how to purge, hire someone or ask a friend or family member for help.

Have a question about financial planning and investing? Join expert Roger Wohlner during our Live Chat at 8:00pm on Thursday, 5/26. Reserve your spot now!

Interactive Tool: The Savings Calculator

What will it take to help reach your savings goals? This financial calculator helps you find out. Enter in your savings plan and view graphically your financial results. You can even get more information about your plan, and what you can do to make sure that it is on track.

CALCULATE YOUR SAVINGS»

Tip of the Month: Download the Enhanced Equifax Mobile App

Now you can have Equifax at your fingertips — while you're on the go! Best of all, it's FREE!^‡ Discover what you can do with the Equifax Mobile App now!

Equifax Mobile can utilize your GPS location to show you:

Fraud Index: The frequency of identity fraud in your area
Credit Rankings: How your credit measures up to others in your area

Plus, with an eligible Equifax subscription^†, you can also:

Check your credit score*
View your current credit report summary
See alerts to key credit file changes
Lock and unlock your Equifax Credit Report**

You can enjoy these great features from your Android™ phone or iPhone® today! Go ahead, give it a try now!

VISIT EQUIFAX MOBILE»

This Month's Poll Question: Which Equifax Member Center features do you check most frequently?

Which Equifax Member Center features do you check most frequently?customer surveys

We updated the Member Center to make it easier for you to access the features you use most. Let us know what features you come back to again and again to help us keep your experience as easy and streamlined as possible!

Previous Poll Results:

Last month we asked homeowners if they had any plans for the spring. Our results show that 33% of responders will fix up their home. 13% will purchase a home. 6% will sell a home. 5% will refinance. 43% have no plans for their home.

Visit the Equifax Facebook Fan Page for the latest in financial news, Equifax product updates and to network with other financially savvy users. Check it out today!

»Visit the Equifax Facebook Fan Page

Scores & More on the GO!
Available for the iPhone®
& Android™

»Visit Equifax.com/Mobile

^††Participation in this poll is completely voluntary and the results of the poll shall not be binding upon Equifax in any way. This poll is being facilitated by Polldaddy.com on behalf of Equifax, and you will be submitting your responses directly to Polldaddy.com. Certain information will be collected by Polldaddy.com when you submit your response, including your IP address, browser information, operating system information, time and date of event, and your responses to the poll. You can view Polldaddy.com's Privacy Policy at http://polldaddy.com/privacy/.

^†Requires active subscription to an eligible Equifax monitoring product.

‡ Data charges may apply

Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions.

iPhone is a registered trademark of Apple, Inc.

* The credit score provided under the offers described herein make use of the Equifax Credit Score, which is a proprietary credit model developed by Equifax. It may be calculated using the information in your Equifax, Experian and TransUnion credit files. This score is intended for your own educational use. There are numerous credit scores and models available in the marketplace and lenders are likely to use a different score when evaluating your creditworthiness.

** Included with selected monitoring products. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

Equifax is pleased to provide this newsletter for your convenience; however, it is provided with the understanding that Equifax is not engaged in rendering legal, accounting, financial, security, or other professional advice. The opinions expressed by the contributors herein are presented for informational purposes only, and may not necessary shared by Equifax. The information contained in this newsletter is believed to be reliable at the time it was written, but it cannot be guaranteed insofar as it is applied to any particular individual or situation. No endorsement of Equifax or any Equifax product is expressed or implied by the mention of any third party in these materials and, likewise, Equifax makes no endorsement of any third party or third party product by the mention of such third party or products in these materials.

If you have any questions, please call us at 1-800-829-3616, 8:00AM - 3:00AM (EST), 7 days a week, and mention Campaign Source Code – NEW44. Referencing this code will help us to better serve your needs. You may e-mail us anytime at customer.care@equifax.com. Or you can write us: Equifax Personal Information Solutions. PO Box 105496, Atlanta, GA 30348.