These days, it seems the economic climate dominates the daily news. We’d like to know how you think average Americans are being affected. Be sure to check back in next month's newsletter to learn how other newsletter readers responded.

Previous Poll Results:

Last month we asked if you had recently refinanced your home, or if you were planning to refinance soon. While 20% of poll responders have refinanced in the past year, another 26% plan to refinance in the next 3-6 months. 33% do not plan on refinancing in this upcoming year, and 16% have already paid off their mortgage. The remaining 5% aren’t homeowners.

From this poll, it seems that nearly half of readers plan to or have already taken advantage of the lower rates in the housing market. Remember, knowing your credit history and FICO^® Score may help you negotiate with lenders whose standards are far tighter than before. Keep up with what your fellow readers think by checking the results in future issues of the Equifax Newsletter.