At Equifax, we've listened to your feedback and are proud to launch an enhanced Credit Watch component of our re-designed Member Center. Our changes include simpler navigation, enhanced credit report summaries, easy-to-customize alerts, and many more empowering features.
Viewing Your Information:
New, tabbed navigation and a comprehensive dashboard within the Member Center simplify your experience, allowing you to take full advantage of each of the features of your product. Now you can explore your credit information more easily. Simply choose what aspect of your profile you'd like to see from the various tabs presented. Plus, we've simplified the way in which we present your data to you, making it easier to understand and apply to your everyday life.
Understand Your Credit File:
Graphical representations of your credit information help you understand the important factors in your credit history, how lenders may view you, and the debt-to-credit ratio for each of your accounts. The new Member Center helps you not only see the information in your credit file, but it also helps you understand it.
Locking and Unlocking Your Credit File:
Now you can take steps to protect against the damaging effects caused by identity theft! Do you know who has access to your credit file? If you've added Equifax Credit Report Control™ to your Credit Watch subscription, you can lock and unlock access to your Equifax credit file, deciding who can see your Equifax credit file and when at the touch of a button.* With the new Member Center enhancements, the product will appear in red at the right-hand side of your screen and will be grayed out if you haven't yet added Equifax Credit Report Control™.
Customizing Your Alerts:
The helpful alerts based on key changes to your Equifax credit file are now easier to customize. Whether you want to set a balance change or dormant card activity alert, accessing your alert preferences is a breeze in the new Member Center. Simply scroll down to the “Credit Watch Alerts” section after logging in to customize your alert settings.
Viewing Current and Archived Alerts:
You can access your current and past alerts and receive a comprehensive explanation of each change. This can help you spot trends in your Equifax credit file over time and allow you to act on unfamiliar changes.
You will also be able to enjoy a number of empowering articles and information designed to help you understand the basics of your credit, what it means, and what factors can impact it. More than simply presenting your credit information, Equifax's Credit Watch Member Center enhancements can help you monitor your credit file and understand the fundamentals of your creditworthiness.