July Newsletter

You can get away from it all but you can't get away from identity theft.

In This Issue: Identity Theft During Vacation Season Tip of the Month Identity Theft Quiz Featured Product Customer Know-How

Identity Theft Quiz

Are You In The Know?

Q: Am I more at risk for identity theft if I manage my finances via mail or online?

A: Unsecured mailboxes leave your personal information vulnerable. Companies often offer online account management to reduce the risk of identity theft.

Learn how your credit protection efforts measure up with our quick and easy quiz.

	Identity Theft During Vacation Season
	Whether you're poolside, ocean side, or at a cabin in the mountains – your vacations are a way for your family to relax and unwind. While it's important to escape the stresses of everyday life, there are some things you can't escape, like the threat of identity theft. Don't forget – identity thieves don't take vacations, and they could ruin yours. Learn the best ways to protect your credit and identity from thieves no matter where you are. From taking extra precautions with your credit cards to testing your ID theft knowledge, this issue will help you keep your vacation about fun in the sun. And with Equifax's superior credit monitoring services – like Equifax Credit Watch™ Gold – you can rest easy in the knowledge that if your credit is compromised, you'll be the first to know.

	Tip of the Month
	Keeping Your Credit Afloat While You're Away Credit card companies are developing increasingly sophisticated methods of detecting and stopping credit card fraud. For the most part, this works to your advantage, as you'll be among the first to know if your credit card has been used in an abnormal way – such as in another state or for a large purchase. When you're on vacation, however, such security features can become an inconvenience. The best way to safeguard against an unnecessary hold on your credit card is to contact your credit card company beforehand, make sure you have a backup credit card, and double-check that you have your card's international toll-free customer service number if you're going overseas. Additionally, you'll want to make certain that your credit card was not copied while you were out of town by carefully monitoring your credit statements. It's also helpful to check your credit history shortly after returning from a trip–to make sure that no accounts have been opened in your name without your knowledge.

Featured Product

Vacations are a time to relax–so don't waste any more time wondering and worrying about identity theft. Equifax Credit Watch Gold allows you to be proactive by reviewing your Equifax credit report as often as you like. You'll also get an alert if a key change to your credit file has occurred within 24 hours!

Unlimited access to your Equifax Credit Report™

Alerts Within 24 Hours of key changes to your Equifax credit file

Knowledgeable Customer Care, 24 hours a day, 7 days a week

Up to $20,000 in identity theft insurance†

	Customer Know-How
	Prepare Your Plastic There are several ways to minimize credit card problems when you're on vacation: Carry the credit card's loss and theft telephone number separately from the card itself. Make sure to have the international number if you're traveling overseas. Take multiple cards. Make sure that your cards are from different banks. Keep receipts to help you determine if there are any fraudulent charges on your statement. If you use your credit card to make a reservation, pay with the same card to avoid the potential of being billed twice.

Equifax is pleased to provide this newsletter for your convenience. However, this newsletter is provided for informational purposes only and does not constitute professional or legal advice of any kind or description.

Equifax's credit monitoring products are protected by US Patent 7,028,052.

† Certain limitations and exclusions apply. Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations. Coverage not available for residents of New York.

Equifax is a registered trademark of Equifax Inc.

If you have any questions, please call us at 1-800-829-3616, 8:00AM - 3:00AM (EST), 7 days a week.
You may e-mail us anytime at customer.care@equifax.com. Or you can write us: Equifax Consumer Services, LLC. PO Box 105496, Atlanta, GA 30348.