Given the challenging nature of today's economy and the complexities of the housing and mortgage markets, it's important for you to identify cross-sell/retention opportunities within your portfolio and monitor the effectiveness of current risk strategies. Equifax offers cost-effective portfolio services that prove to be a great fit for mortgage lenders of any size.

The value to your business

  • Enhance your target marketing and portfolio management with:
    • Custom solutions that provide a finer level of prospect and customer segmentation
    • Valuable insight derived from our consumer and commercial data
  • Accurately assess collateral risk and property valuation associated with loan portfolios
  • Analyze first and second lien portfolios to facilitate compliance with regulations such as Allowance for Loan and Lease Losses (ALLL) with our property data and analytics
  • Leverage insightful wealth-based data to better inform servicing efforts
  • Better predict future behavior and benchmark past performance of your mortgage accounts with custom and ready-to-use risk scoring models
  • Make more informed business decisions with:
    • Comprehensive, pre-aggregated sets of mortgage credit attributes that can be used for internal analytics and data warehousing
    • Credit, economic and demographic information based on more than 200 series of credit and economic data through CreditForecast.com
  • Solve increasingly complex business problems with:
    • A team of consultants experienced in the design, development, implementation and use of custom and generic analytical solutions for the mortgage industry
  • Profile potential investments by differentiating between low-risk and high-risk whole loan pools and ABS deals.
  • Mitigate risk by underwriting all post-close quality control sample loans in a more consistent manner

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