Loan Origination

Related Resources

Product Sheets

White Papers

Who's Getting Paid During the Subprime Crisis?

Equifax helps you combine consumer credit information with user-defined criteria to deliver actionable customer intelligence at the point-of-sale. As a result, your front-line employees are empowered to make real-time credit decisions that are consistent with your policies.

What's the Benefit to Your Business?

Efficiently originate mortgage loans with:

- Current, reliable consumer credit data from Equifax

- Dual and tri-merge consumer data from all three major credit reporting agencies

- Cost-effective "plug-and-play" integration to the industry's LOS, AUS and POS systems

- Superior customer service and industry-leading turnaround time

- A front-line defense of identity verification and authentication tools to help prevent against fraudulent transactions

- Continuous monitoring of borrower activity and daily alerts of the activities that may represent potential risk as it relates to undisclosed debt and liabilities - as referenced in Fannie Mae's Loan Quality Initiative (LQI) FAQs

- Timely and relevant property valuation data/analytics, including an AVM that allows you to see the underlying data that supports an estimated value

- The largest central source for employer-provided employment and income information via The Work Number®

Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.