Employment & Income

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The Work Number

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Now, more than ever, you need current employment and income information directly from the applicant's employer to make better mortgage loan decisions. The Work Number® is your single source to validate employment and income... fast.

What's the Benefit to Your Business?

Mitigate risk at each decision-making point of the mortgage life cycle

- New loans

- Refinancing

- ARM resets

- Proactive identification of issues

- Assessment of default exposure

- Quality control and process auditing

Improve accuracy

- Employment and payroll records are provided electronically to The Work Number each pay period, ensuring all data is current and authentic

Reduce expenses

- If an applicant's data is not instantly available, The Work Number will contact the employer to obtain a verification, allowing you to considerably reduce your time and labor costs

Decrease potential fraud

- Unlike a W-2 or paystub, records from The Work Number are employer-direct, reducing the potential for fraud

Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.