The easy, two-in-one way to stay on top of your credit score and help better protect your identity. The free Equifax 3-Bureau credit score product gives you ongoing access to your Equifax Credit Score with comprehensive credit monitoring1 to help better protect your credit and identity.
Equifax® 3-Bureau credit scores are based on an Equifax Credit Score model and are not the same scores used by 3rd parties to assess your creditworthiness.3Sign Up Now
Equifax® 3-Bureau credit scores are based on an Equifax Credit Score model and are not the same scores used by 3rd parties to assess your creditworthiness.3
See your 3-Bureau credit scores and credit profile annually.
Check your Equifax Credit Score anywhere, anytime.
See how financial decisions could affect your credit score.
The Equifax Credit Score and 3-Bureau credit scores are based on an Equifax Credit Score model and are not the same scores used by 3rd parties to assess your creditworthiness.3
Checking your own credit score will NOT harm it.
Free for the first week, then $17.95 per month. Cancel at any time; sorry, no partial month refunds.2Sign Up for Your FREE Equifax 3-Bureau Credit Scores >
If you lose your wallet, we'll help you cancel and re-issue your cards and ID.
Set up financial alerts for key changes or suspicious activity on your banking and credit card accounts.
(Limited to two accounts)
gives you a graphical view of your Equifax Credit Score over time.
Up to $25,000 in ID theft insurance. Helps pay for certain out-of-pocket expenses in the event you are a victim of identity theft.
The Equifax Credit Score is based on an Equifax Credit Score model and is not the same as scores
used by 3rd parties to assess your creditworthiness.3
Credit monitoring tracks your credit history in order to detect changes that have happened in your credit history or may help you detect suspicious activity. Having this type of access to your credit history will give you a way to help better protect your identity and monitor any changes to your credit.
Some credit monitoring products also allow you to set credit alerts that will notify you if the information in your credit file changes.
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A credit score is a three-digit number, typically between 300 to 850, which is calculated based on information in your credit history. It is a simple, numeric expression of your creditworthiness. Although the three credit reporting bureaus (Equifax, Experian, and TransUnion) use similar methods to determine a credit score, the formulas they use are not exactly the same and your credit score may vary from bureau to bureau.
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1 Credit monitoring from Experian and TransUnion will take several days to begin.
2 We will require you to provide your payment information when you sign up. You may cancel during the Free Trial Period without charge. If you do not cancel during the Free Trial Period, we will immediately charge your card $17.95 and will charge the card $17.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds. Only one free trial is available in a 180-day period.
3 The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
4 Score Estimator results are provided for educational purposes only and are intended to show the impact that certain hypothetical actions could have on your credit score, assuming that all other variables remain constant. This is not a guarantee that your score will change as shown in this Score Estimator. Your actual score calculation may change frequently, even daily, as the information in your credit file(s) changes.
5 Identity theft insurance underwritten by subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.
Equifax is a registered trademark of Equifax Inc. Equifax Complete™, Equifax Complete™ Advantage, and Interactive Score Estimator™ are registered trademarks of Equifax, Inc. © 2016, Equifax Inc., Atlanta, Georgia. All rights reserved
Experian® and TransUnion® are registered trademarks of their respective owners.