Monitoring & Removal2
Monitoring & Removal2
|Children Covered||Up to 4 minor Children|
|Credit Report Monitoring||Equifax, TransUnion, Experian||Equifax, TransUnion, Experian||Equifax, TransUnion, Experian
for 2 Adults
|Child's Credit File Monitoring||Up to 4 minor children|
|Credit Score Monitoring||Equifax® Credit Score||Equifax® Credit Score
For 2 Adults
|Equifax® Credit Score||Unlimited Access||Unlimited Access||Unlimited Access|
|Equifax 3-Bureau Credit Scores
The Equifax Credit Score and 3-Bureau credit scores are based on an Equifax Credit Score model and are not the same scores used by 3rd parties to access your creditworthiness.3
|Fast Pay Plan|
|Credit Report Lock4||Ability to Lock Equifax® Credit Report||Ability to Lock Equifax® Credit Report for 2 Adults|
|Financial Alerts||Up to 2 Accounts||Unlimited Accounts||Unlimited Accounts|
|Automatic Fraud Alerts5|
|Social Security Monitoring6|
|ID Theft Assistance|
|Lost Wallet Protection|
|ID Theft Insurance7||Up to $25,000||Up to $1,000,000||Up to $1,000,000 for each Adult|
1 We will require you to provide your payment information when you sign up. You may cancel during the Free Trial Period without charge. If you do not cancel during the Free Trial Period, we will immediately charge your card $17.95 for Equifax Advantage, $19.95 for Equifax Premier, and $29.95 for Equifax Family Plan and will charge the card $17.95 for Equifax Advantage, $19.95 for Equifax Premier, and $29.95 for Equifax Family Plan for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
2 Privacy monitoring, powered by Reputation.com, Inc., searches Internet sites to attempt to find the consumer's personal information on the Internet and, if you purchase Equifax Complete Premier or Equifax Complete Family Plan, the feature will also include removal of the information. However, there is no guarantee that Privacy Monitoring is able to locate and search every possible internet site where consumers' personal information is being displayed. In addition, certain data companies may not honor requests sent regarding removal and data cannot be removed from those sites.
3 The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
4 Equifax Credit Report Control is only available while you have a current subscription to an eligible Equifax monitoring product. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
5 The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
6 SSN Monitoring via WebDetect™ (an included feature of Equifax Complete Premier and Equifax Complete Family Plan) attempts to scan internet sites where consumers' personal information is suspected of being bought and sold, and periodically adds new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumers' personal information is at risk of being traded. In addition, you will need to specifically select SSN as a field of personal information that you want monitored.
7 Identity theft insurance underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.
Equifax is a registered trademark and Equifax Complete™ Advantage and Equifax Complete™ Premier, Equifax Credit Score™, Equifax Credit Report™, Equifax Credit Report Control™, Interactive Score Estimator™ and WebDetect™ are trademarks of Equifax Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.