Monitoring & Removal
Monitoring & Removal
|Children Covered||Up to 4 minor Children|
|Credit Report Monitoring||Equifax, TransUnion, Experian||Equifax, TransUnion, Experian||Equifax, TransUnion, Experian
for 2 Adults
|Child's Credit File Monitoring||Up to 4 minor children|
|Credit Score Monitoring||Equifax Credit Score™||Equifax Credit Score™
For 2 Adults
|Credit Report Lock**||Ability to Lock Equifax Credit Report||Ability to Lock Equifax Credit Report for 2 Adults|
|Automatic Fraud Alerts††|
|Financial Alerts||Up to 2 Accounts||Unlimited Accounts||Unlimited Accounts|
|Fast Pay Plan|
|Credit Scores for Equifax, Experian, and TransUnion||1||1||1|
|Equifax Credit Score™†||Unlimited Access||Unlimited Access||Unlimited Access|
|Lost Wallet Protection|
|ID Theft Insurance††††||Up to $25,000||Up to $1,000,000||Up to $1,000,000 for each Adult|
Unless otherwise noted, any credit score provided as part of the products described herein makes use of the Equifax Credit Score.
* To initiate your Free Trial, you will be required to provide a credit or debit card when you first sign up. At the conclusion of the Free Trial, we will automatically charge your credit or debit card $17.95/19.95/29.95 (Advantage/Premier/Family Plan) each month thereafter, unless you cancel your enrollment prior to the conclusion of the Free Trial Period.
† The credit score provided under the offers described herein makes use of the Equifax Credit Score™, which is a proprietary credit model developed by Equifax. The 3-bureau scores are each based on the Equifax Credit Score model but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to lenders along with numerous other credit scores and models in the marketplace. Please keep in mind lenders are likely to use a different score when evaluating your creditworthiness. Moreover, lenders may take into consideration items other than your credit score or information found in your credit file, such as your income.
** Equifax Credit Report Control is only available while you have a current subscription to an eligible Equifax monitoring product. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Consumer Services, LLC. which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
†† The Automatic Fraud Alerts feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
††† Equifax's Internet scanning feature, WebDetect™ will scan for your Social Security number (if you choose to) and up to 10 major credit/debit card numbers you provide. WebDetect scans thousands of internet sites where consumers' personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the Internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumers' personal information is at risk of being traded.
†††† Identity theft insurance underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the Summary of Benefits and actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.