Debt Wise Gets People Back on Track

Across America, people like you are saving money on interest and getting out of debt faster.

Don't take our word for it. Here's what some Debt Wise users have to say:

“Debt Wise helped me get a handle on the facts quickly. I've been able to stay on plan and move ahead. It really reduces my stress.”
Allison A, Seabrook NH
“What a great tool to get your debts under control. Debt Wise showed me exactly what to do and how long it will take to become debt free.”
Vincent T, Brandon FL
“I'd tried to pay down my credit cards before, but the balances never seemed to decrease. With Debt Wise I've already paid off quite a few debts - and I'm still making progress. Thanks!”
Melissa W, Galloway NJ
“Debt Wise kept me focused on paying my bills and flagged me when I was going off track. This is a product for those who want to help themselves.”
Charlene R, Atlanta GA
“Varying wages, cost of living and moving expenses caused me to max out my three credit cards and line of credit. Now I've finally taken hold of my debt, paid off one of my credit cards and auto loan and will be debt-free in a year.”
Nick C, San Diego CA
Get on the Road to Debt Freedom. Start Your FREE Trial Now!

See Debt Wise in Action

No need for credit card consolidation or services, see debt stacking in actionDebt Wise prioritizes the debts in your plan each month, for maximum impact. It’s easy to stay organized and pay smarter!

Try Debt Wise FREE for 30 days!

  • Get out of debt faster. Save on interest
  • Prioritizes the debts in your plan automatically
  • Powered by your Equifax Credit Report
  • Get Started in minutes
  • No obligation. Cancel at any time.
Get Debt Wise Now

David Bach finance expert and endorses Debt Wise to help get out of debt faster David Bach, personal finance expert, best-selling author and advocate for Americans getting out of debt faster with Debt Wise.

Learn about budgeting, organize debts and be debt free in David Bach’s Debt Free for Life Debt Wise is feature in David’s new book, Debt Free For Life.

See how easy it can be to organize your debts and start getting your finances back on track. David explains debt – A to Z – in the accessible, no-nonsense style that’s made him a bestselling author for more
than a decade.

Copyright © Equifax | Privacy Policy | Terms of Use | FCRA | Official Rules
Equifax is a registered trademark and Debt Wise is a trademark of Equifax Inc. *David Bach is a paid endorser of Debt Wise ** NO PURCHASE NECESSARY. Void where prohibited. Must be a US resident age 18 or older to enter. Sweepstakes ends 6/30/2011. By signing up for the Debt Free Challenge you agree to the terms and conditions of the official rules. For official rules, click here. To activate your trial membership with Debt Wise you will be required to provide a credit or debit card when you sign up. To ensure continuous service at the end of your 30-day free trial period, we will automatically renew your membership and you will be billed $14.95 to start and for each month that you continue your membership. You may cancel your trial membership anytime within the 30 day trial period without charge or further obligation by calling Debt Wise toll free at 1-800-493-9782. Debt Wise lets you create a plan for paying off your debts that will show you how you can pay off your debts more quickly and save money on interest if you make payments according to the plan that you create and don't incur additional debts. However, the actual results you achieve towards paying down your debts, reducing the length of time you will be in debt, and realizing savings in interest payments all depend on you. Equifax is not a certified or registered financial planner, and neither Equifax nor the Debt Wise product provides debt management advice, credit counseling, financial planning or financial counseling. Debt Wise is not a loan product, does not provide an extension of credit, and is being offered independent of any extension of credit. Neither Equifax nor the Debt Wise product will negotiate on your behalf with your lenders and creditors to obtain new or different loan or credit terms for you or to eliminate, reduce or settle your debts. Neither Equifax nor the Debt Wise product will distribute debt payments to your creditors on your behalf — you must pay your lenders and creditors directly. You remain at all times responsible for paying your debts in accordance with the terms of your agreements with your lenders and creditors. Equifax does not imply, promise or guarantee that use of the Debt Wise product will or may improve your credit record, credit history, credit rating, credit score, credit report or debt-to-income ratio, and neither Equifax nor the Debt Wise product will help or advise you in these matters. These items are based on your past or historical credit behavior, and accurate and timely adverse credit information based on your past credit behavior cannot be changed. Debt Wise is not available to residents of Nevada, Utah or the District of Columbia.