Press Release

Equifax Reports Revenue of $484.1 Million and Net Income of $72.3 Million for the Third Quarter of 2008

Q3 2008 Earnings Call Information

ATLANTA, October 20, 2008 - Equifax Inc. (NYSE: EFX) today announced financial results for its third quarter ended September 30, 2008. The company reported revenue of $484.1 million, a 2 percent decrease from the third quarter of 2007, and net income of $72.3 million, a 6 percent increase over the same period. On a non-GAAP basis, excluding the impact of restructuring and asset write-down charges, net of tax, and an income tax benefit, net income was flat compared to the third quarter of 2007. Diluted earnings per share ("EPS") was $0.56 compared to $0.48 in the same period of the prior year, a 15 percent increase. On a non-GAAP basis, EPS, excluding the impact of acquisition-related amortization expense, restructuring and asset write-down charges and the income tax benefit ("adjusted EPS") was $0.63, up 9 percent from the same period of 2007.

" I am pleased with the solid earnings performance this quarter which was accomplished in one of the most challenging environments many of us have ever experienced. We continue to aggressively manage our costs, to ensure that we are operating as efficiently as possible, while realigning our resources against key strategic opportunities. Our strong financial position enables us to continue investing in new product innovation, new markets and geographic expansion to support both near-term and long-term revenue growth," said Richard F. Smith, Equifax's Chairman and Chief Executive Officer.

Third Quarter 2008 Highlights

Revenue was $484.1 million for the third quarter of 2008, down 2 percent from the third quarter of 2007, reflecting the challenging economic environment. Foreign currency favorably impacted revenue by 1 percent in the third quarter of 2008 compared to 2 percent in the same period of 2007.

During the third quarter of 2008, we realigned our business to better support our strategic objectives which resulted in $16.8 million of restructuring and asset write-down charges. We also recognized a tax benefit of $14.6 million related to uncertain tax positions for which the statute of limitations expired during the quarter.

Cash provided by operating activities was $138.0 million for the third quarter of 2008, up 16 percent from $118.7 million in the third quarter of 2007.

Operating income was $107.2 million, a 17 percent decrease from the same period of 2007. On a non-GAAP basis, operating income excluding the impact of restructuring and asset write-down charges ("adjusted operating income") was $124.0 million, down 4 percent from the third quarter of 2007.

Operating margin was 22.2 percent. On a non-GAAP basis, excluding the impact of restructuring and asset write-down charges, operating margin was 25.6 percent in the third quarter of 2008 compared to 26.2 percent in the same period of 2007 and 25.4 percent in the second quarter of 2008.

The effective tax rate for the third quarter of 2008 was 19.9 percent, down from 37.6 percent in the third quarter of 2007. The decline was primarily due to the third quarter 2008 tax benefit mentioned above.

EBITDA (a non-GAAP financial measure defined as operating income adding back depreciation and amortization expense and restructuring charges) was $163.0 million, down 3 percent from the third quarter of 2007.

During the third quarter 2008, we repurchased 1.8 million of our common shares on the open market for $62.8 million. At September 30, 2008, our remaining authorization for future share repurchases was $170.0 million.

U.S. Consumer Information Solutions ("USCIS")

Total revenue was $220.6 million in the third quarter of 2008, a 9.5 percent decrease from the third quarter of 2007. Operating margin for USCIS was 38.2 percent in the third quarter of 2008, up slightly from 38.0 percent in the second quarter of 2008. Operating margin in the third quarter of 2007 was 39.8 percent.

International

Total revenue was $132.5 million in the third quarter of 2008, an 8 percent increase from the third quarter of 2007. In local currency, revenue was up 5 percent when compared to the same period in the prior year. Compared to the third quarter of 2007:

Europe revenue was $44.9 million, down 6 percent in U.S. dollars (2 percent in local currency);

Latin America revenue was $59.3 million, up 26 percent in U.S. dollars (16 percent in local currency); and

Canada Consumer revenue was $28.3 million, flat in U.S. dollars (flat in local currency).

Operating margin for International was 30.0 percent in the third quarter of 2008 down from 31.2 percent in the third quarter of 2007 and from 30.6 percent in the second quarter of 2008.

TALX

Total revenue was $73.4 million in the third quarter of 2008, a 4 percent increase from the third quarter of 2007. Compared to the third quarter of 2007:

The Work Number revenue was $32.6 million, up 12 percent;

Tax and Talent Management revenue was $40.8 million, down 1 percent.

Operating margin was 16.1 percent, up from 14.2 percent in the third quarter of 2007. During the quarter, total records in the employment database grew to 184.0 million, up 16 percent from a year ago.

North America Personal Solutions

Total revenue rose to $40.9 million, a 6 percent increase from the third quarter of 2007. Operating margin was 29.8 percent, up from 26.9 percent in the third quarter of 2007.

North America Commercial Solutions

Total revenue was $16.7 million, flat when compared to the third quarter of 2007. Operating margin was 14.8 percent, down from 19.5 percent in the third quarter of 2007.

Fourth Quarter 2008 Guidance

Based on current levels of economic activity, customer demand, traditional seasonal trends, and recent foreign exchange rates, the company expects revenue to be in the range of $453 million to $463 million. The company also expects adjusted diluted earnings per share, a non-GAAP measure which excludes acquisition-related amortization expense, to be in the range of $0.59 to $0.63.

In the case of forward-looking non-GAAP financial measures, we have not provided corresponding forward-looking GAAP financial measures because these measures are not accessible to us. We cannot predict the occurrence, timing, or amount of all non-GAAP items that we exclude from our non-GAAP financial measures which could potentially be significant to the calculation of our GAAP financial measures for future fiscal periods.

About Equifax

Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, employment and income verification and human resources business process outsourcing services, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses – large and small – rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, HR/payroll services, and much more. We empower individual consumers to manage their personal credit information, protect their identity and maximize their financial well-being.

Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 15 countries throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P) 500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.

www.equifax.com

Earnings Conference Call and Audio Webcast

In conjunction with this release, Equifax will host a conference call tomorrow, October 21, 2008, at 8:30 a.m. (EDT) via a live audio webcast. To access the webcast, go to the Investor Center of our website at www.equifax.com. The discussion will be available via replay at the same site shortly after the conclusion of the webcast. This press release is also available at that website.

Non-GAAP Financial Measures

This earnings release presents operating income and operating margin excluding acquisition-related amortization expense; net income and diluted EPS excluding acquisition-related amortization expense; and EBITDA, which we define as operating income adding back depreciation and amortization expense. These are important financial measures for Equifax but are not financial measures as defined by GAAP.

These non-GAAP financial measures should be reviewed in conjunction with the relevant GAAP financial measures and are not presented as alternative measures of operating income, operating margin, net income or EPS as determined in accordance with GAAP. EBITDA as we have calculated it may not be comparable to similarly titled measures reported by other companies.

Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures and related notes are presented in the Q&A. This information can also be found under "Investors/GAAP/Non-GAAP Measures" on our website at www.equifax.com.

Contact Information: Jeff Dodge; Investor Relations; (404) 885-8804; jeff.dodge@equifax.com

Contact Information: Tim Klein; Vice President, Public Relations; (404) 885-8555; tim.klein@equifax.com