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Credit Monitoring and ID Theft Products

What You Need to Know:
The Equifax® Credit Score and 3-Bureau credit scores are based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax Credit Score or 3-Bureau credit scores to assess your creditworthiness.

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Credit Reports & Credit Scores

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FICO® Products

Equifax Products that feature the FICO Score

The FICO Credit Score is based on a proprietary credit model designed by Fair Isaac and is not the same as scores used by third parties to assess your creditworthiness3.

1 We will require you to provide your payment information when you sign up. We will immediately charge your card the stated price and will charge the card that amount for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.


2 We will require you to provide your payment information when you sign up and we will immediately charge your card the stated price. Product is active for 30 days once purchased. Cancellation is not applicable to one-time report products and we do not offer refunds.


3 The FICO Credit Score provided under the offer described here uses a proprietary credit model designed by Fair Isaac. The FICO Credit Score is intended solely for your own educational use. There are numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.


Equifax®, Score Power®, and Score Watch® are registered trademarks and Equifax Complete™ Advantage, Equifax Complete™ Premier, Equifax Complete Family Plan™, Complete Report™, and Equifax Credit Report and Score™ are trademarks of Equifax Inc. © , Equifax Inc., Atlanta, Georgia. All rights reserved.


FICO® is a trademark of Fair Isaac Corporation.


Equifax and the Equifax marks used herein are registered trademarks of Equifax, Inc. Other product and company names mentioned herein are property of their respective owners.

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