Equifax Credit Watch™ Gold

Don't Let Identity Thieves
Ruin Your Credit

Monitoring your credit report for changes is one of the best ways to combat identity theft – and ensure the accuracy of what’s being reported about you.

Equifax Credit Watch™ Gold makes it easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ – such as when someone tries to open credit in your name – so you can act before any serious damage is done.


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The Automatic Fraud Alerts* feature is an easy way to help prevent identity theft!


If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.


When you enroll in the Automatic Fraud Alerts* feature, we'll place your free initial 90 day fraud alert on your Equifax credit file and, once successfully placed, we'll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we'll automatically renew your fraud alert request for you.

Benefits Include:

  • Daily monitoring of your Equifax Credit Report for key changes (email/wireless alerts)
  • Access to the Automatic Fraud Alerts* feature, free of charge.
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    The Automatic Fraud Alerts* feature is an easy way to help prevent identity theft!


    If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.


    When you enroll in the Automatic Fraud Alert* feature, we’ll place your free initial 90 day fraud alert on your Equifax credit file and, once successfully placed, we’ll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we’ll automatically renew your fraud alert request for you.

  • Unlimited Equifax Credit Reports
  • Up to $25,000 identity theft insurance† with no deductible (certain limitations and exclusions apply)
  • Knowledgeable Customer Care 24 hours a day 7 days a week

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* The Automatic Fraud Alerts feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

† Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.

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