Score Watch®
Keeping An Eye On Your Score
Can Be Very Rewarding
Monitoring your credit score can lead to big savings and more purchasing power.
A higher credit score typically means lower interest rates which will reduce your monthly payments – and that could mean saving thousands of dollars over the life of a loan. Score Watch makes it easy to target your ideal score, see interest rates you are likely to receive and watch your score trend over time.
See it in ACTION
Benefits Include:
- Continuous score monitoring and notification when a change in your score impacts the interest rate you are likely to receive
- Detailed explanations for key score changes and specific tips for understanding your score
- Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
- 2 Equifax Credit Reports™ and 2 FICO® scores per year, plus discounts on additional credit reports and additional score reports
- Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
- Access to friendly and knowledgeable Customer Care available 7 days a week
Average Loan Rates by Score ††
| FICO® Score | Avg Rates |
|---|---|
| 760-850 | 3.982% |
| 700-759 | 4.204% |
| 680-699 | 4.381% |
| 660-679 | 4.595% |
| 640-659 | 5.025% |
| 620-639 | 5.571% |
| 600-619 | NaN% |
| 580-599 | NaN% |
| 550-579 | NaN% |
| 500-549 | NaN% |
- See what lender is offering the best rate for your credit score Equifax Rate Finder™
Need Help
- Call us at 1-800-4-Equifax to speak with a live person or launch the Equifax Virtual Assistant to have Julie help you decide.
† Equifax's credit monitoring products are protected by US Patent 7,028,052.
††FICO® score band and interest rate source: ®2004, Informa Research Services, Inc, 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information.