Equifax Credit Report Control™
Lock out Identity Theft
Now you have the ability to control who has access to your Equifax credit report
Together with credit monitoring, restricting access to your Equifax credit report offers you the most effective product to prevent Identity Theft from ruining your credit. Simply unlock your Equifax credit report for a period of time - or even for specific companies - when applying for loans or credit cards.
Add Equifax Credit Report Control
Benefits Include:
- Ability to lock and unlock your Equifax credit report online quickly and easily
- Unlock features provide the flexibility to temporarily unlock your credit report for all companies or for specific companies
- Email notification of changes made to the lock status of your Equifax credit report
- An online history of the changes you make in your lock status
- Knowledgeable Customer Care available 7 days a week
Equifax Credit Report Control™
- Lock and unlock your Equifax credit report quickly and easily online
- Unlock your report for all or selected companies
Exceptions
- Companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file
- Federal, state, and local government agencies
- Companies reviewing your application for employment
- Companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe
- For fraud detection and prevention purposes
- In connection with your application for insurance
- Companies that wish to make pre-approved offers of credit or insurance to you.
When your Equifax credit report is locked, Equifax does not allow third parties such as credit grantors access to your credit report. However, access continues to be allowed for certain requestors including:
† Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.