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With constantly changing market conditions, consistent monitoring and review of customer accounts is critical, as is access to accurate consumer data. Combining precise consumer information with timely analysis can help you proactively mitigate risk, as well as enhance your portfolio's overall performance.
The Equifax 360◦ consumer view provides vital information you need to manage existing accounts, while identifying opportunities for incremental growth. In addition to traditional credit reporting and risk scores, Equifax also provides income, employment, asset/wealth and differentiated credit data, uniquely modeled to enhance your view of consumer credit for refined decision making.
How can I anticipate and better mitigate risk to my portfolio?
• Modify risk parameters to ensure your account base is growing in alignment with your desired risk profile.
• Enhance risk prediction capabilities to better identify and mitigate potential delinquency, default or bankruptcy risk for new and existing customers.
How can I improve portfolio performance? Identify and capture potential lost opportunities for greater financial impact?
• Refine portfolio management strategies to identify/target your best customers and prospects for additional sales opportunities
• Align additional product offers with consumer's income and capacity/propensity to pay.
• Benchmark your account portfolio against those of your competitors and the U.S. market.
How can I integrate best practice portfolio management strategies into daily operations?
Automate lending and account segmentation strategies for alignment with business rules, policies and processes, industry best practices and regulations.
For more information about our Account/Portfolio Management services, please call 1-888-202-4025.
*The Work Number® Triggers Bankcard Analysis
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Why use Equifax
As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.