Risk management in an evolving economy requires a more in-depth view of consumer credit health. Traditional risk management measures, like credit scores alone, may not provide enough insight for marketing optimization and profitable portfolio management.
For truly informed decision making, a comprehensive picture of consumer creditworthiness with timely, accurate assessments of liabilities, income and property, behaviors and trends is required. Equifax Decision 360TM is your only source for a true 360° consumer view that includes credit, capacity and collateral.
The Decision 360 Advantage:
Greater consumer credit transparency for enhanced risk assessment through access to a variety of data including:
• Credit information • Income/employment verification
• Asset/property data • Telco/utility payments
• Credit capacity scores • Demographics
• Macroeconomic trending
• Custom modeling/analytics of your own account data
Enhanced ROI by streamlining credit-granting processes with automated decisioning and readily available consumer data.
Reduced application fraud and improved collections efforts with access to consumer identification and employment information.
Decision 360 can help you to build detailed consumer balance sheets, income and cash flow statements to guide your Account Opening, Account/Portfolio Management, Marketing, Collections — even Compliance — strategies and decisions. Decision 360 facilitates faster, more confident decision making, while enabling you to effectually manage risk and maximize growth opportunities.
If you want more information about Equifax Decision 360 for Risk, please call 1-888-202-4025.
*Equifax partners with FICO in the development of advanced analytics, powerful scoring solutions and differentiated data for businesses and consumers. With this collaboration, our clients can expect expedited delivery of innovative new tools, as well as in-depth insights on risk and credit trends. Please visit our Related Resources to download new white papers from our partners.
Why use Equifax
As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.