Fearful that declining consumer credit quality is unknowingly creeping into your portfolio?

Declining property values and degrading consumer credit health are causing many lenders to question the condition of their home equity portfolios. Equifax can help. Three simple steps will put you back in the driver’s seat to better assess home equity risk.

	Use our pre-coded account management tools combined with the industry’s leading consumer credit risk scores to monitor your portfolio – effectively mapping score migrations since the time each loan was originated.
	Overlay accurate property valuation information via Freddie Mac’s Home Value Explorer (HVE) to isolate “high risk” consumers who also have suffered a reduction in home value.
	Download your results quickly and easily into common software tools like Microsoft Excel or Access for further analysis. Take quick and decisive action backed by clear and indisputable results.

With credit and valuation risk accurately determined at the loan level, you'll be able to better monitor and mitigate risk...before it's too late.

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