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You can set your alert preferences to let you know when specific changes occur in your account as a way to spot potential signs of trouble. You'll receive alerts within 24 hours of key changes to your credit profile based on your personal alert preferences.

Receive alerts within 24 hours of key changes to your credit score based on your personal alert preferences.

Alerts from Equifax will be delivered to the email address you provided at registration by default. As an added convenience, you can also request that Equifax deliver your alerts via mobile device*.

*Messaging charges from your carrier may apply.

The Fast Pay Plan helps you pay down your debts faster and save money on interest. It calculates the most cost efficient way for you to pay down your credit cards, auto loan, and any other debts - so every payment dollar works harder. The Fast Pay Plan uses the information on your Equifax Credit Report, so setup and tracking your plan couldn't be easier.

Lock and unlock your Equifax credit report online. Once your Equifax report is locked, creditors/lenders are denied access to your file, preventing new lines of credit from being opened. You have the control to unlock your report online whenever you desire. Other tools may be available to allow you to control access to your credit report. Some of these tools may be available thru other Equifax products while other tools may be available to all consumers without charge.

Consumer data is traded online every day. Be alerted in the event your provided credit card numbers or social security number are found on suspected internet trading sites. These trading sites are not published and frequently change.

In the event that your identity is compromised while enrolled in a product that includes Identity Theft Insurance, you may be reimbursed for certain scheduled expenses and losses--up to the specified amount. Insurance is underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary only and does not include all terms, conditions and exclusions of the policies described. Please refer to the Summary of Benefits link below for details of coverage and exclusions.

If you fall victim to identity theft, our team of identity theft specialists will be available to help you determine the steps you should take in response.

The 3-in-1 report provides all three of your credit reports from Equifax, Experian, and TransUnion in an easy-to-read report. It's usually a good idea to review all three reports as lenders may not report data to all three agencies.

The Equifax Credit Report™ is an easy to read summary of the information contained on your Equifax credit file.

The Equifax Credit Score™ can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This gives you the ability to compare your credit scores across all three credit reporting agencies, which is a very important part of understanding your credit. Each 3-score report comes with detailed explanations and tools.

Access to our knowledgeable customer service agents seven days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days.

If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.

When you enroll in the Automatic Fraud Alerts feature, we'll place your free initial 90 day alert on your Equifax credit file and, once successfully placed, we'll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we'll automatically renew your fraud alert request for you.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

Once you successfully authenticate your identity with Equifax, you can share an "Identify Verified" report with anyone you choose. The Report will contain a statement that you've been successfully authenticated by Equifax, as well as basic indicators such as your age range, city and state of residence, and other key indicators you'll be able to review prior to sharing.

You can share snapshots of your Identity Report as many times as you like for up to 30 days. When you choose to share your Identity Report, Equifax will send a notification along with a unique Report ID that the recipient must use in order to access your report from Equifax. We'll always verify the identity of the recipient and match it to the Report ID before giving him/her access to the snapshots of your Identity Report.

How much debt do you have compared to others? How much credit do you have access to compared to others? See how your credit compares to local, state, and national averages.

Access to our knowledgeable customer service agents 7 days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days

See your credit score range with the Equifax Credit Score Card. Instead of your specific score number, you'll receive your score range and a description: Low, Below Average, Average, Above Average, or High.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. The Equifax Credit Score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher scores are better scores. Each score comes with detailed explanations and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

The Equifax FICO® Score is a credit scoring model created by Fair Isaac Corporation (FICO) for Equifax’s use. It ranges from 300 to 850, with higher scores representing lower credit risk. Each score comes with detailed explanations and tools.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

The Equifax FICO® Score is a credit scoring model created by Fair Isaac Corporation (FICO) for Equifax’s use. It ranges from 300 to 850, with higher scores representing lower credit risk. Each score comes with detailed explanations and tools.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

See your credit score range with the Equifax Credit Score Card. Instead of your specific score number, you'll receive your score range and a description: Low, Below Average, Average, Above Average, or High.

Reports purchased and ordered are available for 30 days from the date of purchase or order. Please note that reports are reflective of snapshots of your credit information as of the date the report was delievered and will not update during the 30 day viewing period.

Based on the product purchased you may have the ability to order additional credit reports at no additional charge to gain an updated snapshots of your credit information.

Unless otherwise noted, any credit score provided as part of the products described herein makes use of the Equifax Credit Score. Click here to view products that use the FICO® Score.

1 We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated. These products are active for 30 days once purchased. Cancellation is not applicable to one-time report products and we do not offer refunds.

2 The credit scores provided under the offers described here use the Equifax Credit Score™,which is a proprietary credit model developed by Equifax. The Equifax Credit score and 3-bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use different scores when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

FICO® is a trademark of the Fair Isaac Corporation.

Click Here for important product disclosures, limitations, restrictions and conditions that may apply.

Equifax and the Equifax marks used herein are registered trademarks of Equifax, Inc. Other product and company names mentioned herein are property of their respective owners.

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