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Monitoring and alerts within 24 hours of key changes to your credit report. You have an option to monitor just your Equifax credit report or all 3 nationwide credit reports (Equifax, TransUnion, and Experian)

Monitoring and alerts when your FICO® score reaches a target score you specify as well as when your score enters a new range typically associated with a different set of interest rates for mortgage, auto, and equity loans.

Alerts from Equifax will be delivered to your provided email address by default. As an added convenience, you can also enable wireless alerting.* Just provide your mobile phone number and alerts will then be delivered to your mobile device and email inbox. *messaging charges from your carrier may apply

A plan you can follow to pay down your debts more quickly and save money on interest. The Fast Pay Plan Wizard makes it easy for you to create your plan by importing debts you want to include from your Equifax Credit Report™. Then you track your progress against your plan with automatic updates from your credit report.

Have total control by locking and unlocking your Equifax credit file online. Once your Equifax file is locked, creditors/lenders are denied access to your file, preventing new lines of credit being opened on your Equifax credit file. *exceptions on file access

Consumer data is traded online everyday. Be alerted whenever any of your provided credit card numbers or social security number are found on suspected internet trading sites.

In the event that your identity is compromised and used fraudulently, you may be covered with Identity Theft Insurance. Certain expenses and losses, up to the specified amount, may be reimbursed. Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.

If you fall victim to identity theft, rest assured that our expert team of identity theft resolution specialists will be available to assist you.

The 3-in-1 report provides all three of your credit reports from Equifax, Experian, and TransUnion in an easy-to-read report. It's usually a good idea to review all three reports as lenders may not report data to all three agencies.

There are many different credit scores out in the market. The FICO® score is the score that most lenders use when qualifying consumers for loans, and Equifax is the only credit reporting agency that offers it to consumers. FICO® scores range between 300 and 850. Generally, the higher your score, the better the interest rates you'll be able to qualify for. Each FICO® Score report will also include detailed explanations, access to the FICO® score simulator, and a graph of how lenders view you.

The Equifax credit report contains your credit history as reported to Equifax by various lenders and agencies you have a relationship with. Because information is constantly being reported, it's a good idea to regularly review the items reported to your credit file for accuracy.

Access to our knowledgeable customer service agents 7 days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days.

An initial fraud alert is an indicator on your credit file that you can choose to place when you believe that you have been or are about to become a victim of fraud or a related crime, so that lenders take steps to verify your identity before opening a new account/loan or extending credit in your name. Lenders that obtain a credit file that includes a fraud alert are supposed to contact the consumer, or take other reasonable steps to verify the consumer's identity, before granting the request for credit. The initial fraud alert will stay on your credit file for 90 days. You also have the option of placing an extended (7 year) fraud alert. For information on how to add an extended fraud alert to your credit file please go to: https://www.alerts. equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp. Placing a fraud alert on your credit file is one step you can take to help protect yourself from identity theft if you believe you are at risk. Locking your credit file with Equifax Credit Report Control™ is another step you can take.

The Automatic Fraud Alerts* feature is an easy way to help prevent identity theft!

If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.

When you enroll in the Automatic Fraud Alerts* feature, we’ll place your free initial 90 day fraud alert on your Equifax credit file and, once successfully placed, we’ll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we’ll automatically renew your fraud alert request for you.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

There are many different credit scores out in the market. The FICO® score is the score that most lenders use when qualifying consumers for loans, and Equifax is the only credit reporting agency that offers it to consumers. FICO® scores range between 300 and 850. Generally, the higher your score, the better the interest rates you'll be able to qualify for. Each FICO® Score report will also include detailed explanations, access to the FICO® score simulator, and a graph of how lenders view you.

Once you successfully authenticate your identity with Equifax, you can share an "Identify Verified" report with anyone you choose. The Report will contain a statement that you've been successfully authenticated by Equifax, as well as basic indicators such as your age range, city and state of residence, and other key indicators you'll be able to review prior to sharing.

You can share snapshots of your Identity Report as many times as you like for up to 30 days. When you choose to share your Identity Report, Equifax will send a notification along with a unique Report ID that the recipient must use in order to access your report from Equifax. We'll always verify the identity of the recipient and match it to the Report ID before giving him/her access to the snapshot of your Identity Report.

How much debt do you have compared to others? How much credit do you have access to compared to others? See how your credit compares to local, state, and national averages.

Access to our knowledgeable customer service agents 7 days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days

An initial fraud alert is an indicator on your credit file that you can choose to place when you believe that you have been or are about to become a victim of fraud or a related crime, so that lenders take steps to verify your identity before opening a new account/loan or extending credit in your name. Lenders that obtain a credit file that includes a fraud alert are supposed to contact the consumer, or take other reasonable steps to verify the consumer's identity, before granting the request for credit. The initial fraud alert will stay on your credit file for 90 days. You also have the option of placing an extended (7 year) fraud alert. For information on how to add an extended fraud alert to your credit file please go to:https://www.alerts. equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp. Placing a fraud alert on your credit file is one step you can take to help protect yourself from identity theft if you believe you are at risk. Locking your credit file with Equifax Credit Report Control™ is another step you can take.

See your credit score range with the Equifax Credit Score Card. Instead of your specific score number, you'll receive your score range and a description: Low, Below Average, Average, Above Average, or High.