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You can set your alert preferences to let you know when specific changes occur in your account as a way to spot potential signs of trouble. You'll receive alerts within 24 hours of key changes to your credit profile based on your personal alert preferences.

Reveals public information that exists about you on the Internet. When you activate Privacy Monitoring, we can help you manage how others may see you online. We'll also guide you in removing unwanted personal information from the Web.

Receive alerts within 24 hours of key changes to your credit score based on your personal alert preferences.

Alerts from Equifax will be delivered to the email address you provided at registration by default. As an added convenience, you can also request that Equifax deliver your alerts via mobile device*.

*Messaging charges from your carrier may apply.

The Fast Pay Plan helps you pay down your debts faster and save money on interest. It calculates the most cost efficient way for you to pay down your credit cards, auto loan, and any other debts - so every payment dollar works harder. The Fast Pay Plan uses the information on your Equifax Credit Report, so setup and tracking your plan couldn't be easier.

Lock and unlock your Equifax credit report online. Once your Equifax report is locked, creditors/lenders are denied access to your file, preventing new lines of credit from being opened. You have the control to unlock your report online whenever you desire. Other tools may be available to allow you to control access to your credit report. Some of these tools may be available thru other Equifax products while other tools may be available to all consumers without charge.

Consumer data is traded online every day. Be alerted in the event your provided credit card numbers or social security number are found on suspected internet trading sites. These trading sites are not published and frequently change.

In the event that your identity is compromised while enrolled in a product that includes Identity Theft Insurance, you may be reimbursed for certain scheduled expenses and losses--up to the specified amount. Insurance is underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary only and does not include all terms, conditions and exclusions of the policies described. Please refer to the Summary of Benefits link below for details of coverage and exclusions.

If you fall victim to identity theft, our team of identity theft specialists will be available to help you determine the steps you should take in response.

The 3-in-1 report provides all three of your credit reports from Equifax, Experian, and TransUnion in an easy-to-read report. It's usually a good idea to review all three reports as lenders may not report data to all three agencies.

The Equifax Credit Report™ is an easy to read summary of the information contained on your Equifax credit file.

The Equifax Credit Score™ can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This gives you the ability to compare your credit scores across all three credit reporting agencies, which is a very important part of understanding your credit. Each 3-score report comes with detailed explanations and tools.

One stop protection - assistance in canceling and reissuing credit/debit cards, driver's license, Social Security Card, insurance cards, passport and traveler's checks when a wallet is lost/stolen.

Access to our knowledgeable customer service agents seven days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days.

An initial fraud alert is an indicator on your credit file that you can choose to place when you believe that you have been or are about to become a victim of fraud or a related crime, so that lenders take steps to verify your identity before opening a new account/loan or extending credit in your name. Lenders that obtain a credit file that includes a fraud alert are supposed to contact the consumer, or take other reasonable steps to verify the consumer's identity, before granting the request for credit. The initial fraud alert will stay on your credit file for 90 days. You also have the option of placing an extended (7 year) fraud alert. For information on how to add an extended fraud alert to your credit file please go to: https://www.alerts. equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp. Placing a fraud alert on your credit file is one step you can take to help protect yourself from identity theft if you believe you are at risk. Locking your credit file with Equifax Credit Report Control™ is another step you can take.

If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.

When you enroll in the Automatic Fraud Alerts feature, we'll place your free initial 90 day alert on your Equifax credit file and, once successfully placed, we'll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we'll automatically renew your fraud alert request for you.

Get alerted when transactions are posted to your bank and credit card accounts.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

One of three major national credit reporting agencies.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

Once you successfully authenticate your identity with Equifax, you can share an "Identify Verified" report with anyone you choose. The Report will contain a statement that you've been successfully authenticated by Equifax, as well as basic indicators such as your age range, city and state of residence, and other key indicators you'll be able to review prior to sharing.

You can share snapshots of your Identity Report as many times as you like for up to 30 days. When you choose to share your Identity Report, Equifax will send a notification along with a unique Report ID that the recipient must use in order to access your report from Equifax. We'll always verify the identity of the recipient and match it to the Report ID before giving him/her access to the snapshots of your Identity Report.

How much debt do you have compared to others? How much credit do you have access to compared to others? See how your credit compares to local, state, and national averages.

Access to our knowledgeable customer service agents 7 days a week.

Dispute or correct errors on your Equifax Credit Report™ with our fast and easy online dispute process. Disputes initiated online typically have faster resolution times than standard US mail and phone options. The results are delivered on a secure site and are available for you to review for up to 90 days

An initial fraud alert is an indicator on your credit file that you can choose to place when you believe that you have been or are about to become a victim of fraud or a related crime, so that lenders take steps to verify your identity before opening a new account/loan or extending credit in your name. Lenders that obtain a credit file that includes a fraud alert are supposed to contact the consumer, or take other reasonable steps to verify the consumer's identity, before granting the request for credit. The initial fraud alert will stay on your credit file for 90 days. You also have the option of placing an extended (7 year) fraud alert. For information on how to add an extended fraud alert to your credit file please go to:https://www.alerts. equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp. Placing a fraud alert on your credit file is one step you can take to help protect yourself from identity theft if you believe you are at risk. Locking your credit file with Equifax Credit Report Control™ is another step you can take.

See your credit score range with the Equifax Credit Score Card. Instead of your specific score number, you'll receive your score range and a description: Low, Below Average, Average, Above Average, or High.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. The Equifax Credit Score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher scores are better scores. Each score comes with detailed explanations and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

The Equifax FICO® Score is a credit scoring model created by Fair Isaac Corporation (FICO) for Equifax’s use. It ranges from 300 to 850, with higher scores representing lower credit risk. Each score comes with detailed explanations and tools.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

The Equifax Credit Score™ is a proprietary credit scoring model developed by Equifax. It is a calculation of the information in your credit file, and is used to predict credit risk. It can be used to calculate a score for not only your Equifax credit file, but also your Experian and TransUnion credit files. This score ranges from 280 to 850, with higher scores representing lower credit risk. In other words, higher score are better scores. Each score comes with detailed explanation and tools. There are numerous credit scores and models available in the marketplace and lenders may use a different score when evaluating your credit worthiness.

See your credit score range with the Equifax Credit Score Card. Instead of your specific score number, you'll receive your score range and a description: Low, Below Average, Average, Above Average, or High.

This is the number of adults that are eligible for a particular plan

This is the number of mimor children (defined as under 17 years, 9 months) that are eligible for a particular plan.

This feature enables a minor child's credit file to be monitored for activity. A minor child is under 17 years, 9 months.

If you fall victim to identity theft, our team of identity theft specialists will be available to help you determine the steps you should take in response. With 24-hour availability and 30-day follow-up, our specialized agents are here to help you. You can review your Equifax 3-in-1 Credit Report™, obtain an ID Theft Protection Kit, or complete a Fraud Affadavit.

Lock and unlock your Equifax credit report online. Once your Equifax report is locked, creditors/lenders are denied access to your file, preventing new lines of credit from being opened. You have the control to unlock your report online whenever you desire. Other tools may be available to allow you to control access to your credit report. Some of these tools may be available thru other Equifax products while other tools may be available to all consumers without charge.

Consumer data is traded online every day. Be alerted in the event your provided credit card numbers or social security number are found on suspected internet trading sites. These trading sites are not published and frequently change.

Unless otherwise noted, any credit score provided as part of the products described herein makes use of the Equifax Credit Score. Click here to view products that use the FICO® Score.

1 We will require you to provide your payment information when you sign up. We will immediately charge your card the stated price and will charge the card that amount for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

2 Privacy monitoring, powered by Reputation.com, Inc., searches Internet sites to attempt to find the consumer's personal information on the Internet and, if you purchase Equifax Complete Premier, the feature will also include removal of the information. However, there is no gurantee that Privacy Monitoring is able to locate and search every possible internet site where consumer's personal information is being displayed. In addition, certain data companies may not honor requests sent regrading removal and data cannot be removed from those sites.

3 The credit scores provided under the offers described here use the Equifax Credit Score,which is a proprietary credit model developed by Equifax. The Equifax Credit score and 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

4 Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.

5 The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

6 Equifax's Internet scanning feature, WebDetect will scan for your Social Security number (if you choose to) and up to 6 major credit/debit card numbers you provide. WebDetect scans thousands of internet sites where consumer's personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the Internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumer's personal information is at risk of being traded.

7 Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be canceled and a full refund will be made.

8 Identity theft insurance underwritten by subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

Equifax® is a registered trademark and Equifax Complete Family Plan™, and Equifax Credit Score are trademarks of Equifax Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

Equifax and the Equifax marks used herein are registered trademarks of Equifax, Inc. Other product and company names mentioned herein are property of their respective owners.

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