Assess risk and financial stability

Understand a customer’s past, present and future to help you make balanced risk management decisions.

The information a new customer submits during an application can only ever give you a partial picture. Any decisions you make are limited by the accuracy and reliability of this information.

Equifax gathers and matches data from a wealth of sources: from public data only available to credit reference agencies, to data shared with Equifax by closed user group members in a wide range of industries, from banks to utilities.

Why choose Equifax?

Equifax can show you the whole picture: an individual’s assets and liabilities, their overall financial stability, and the risk to your business of offering them credit.

We can help you:

• Discover the financial position of an individual or business, by combining our extensive data resources with our proven name and address matching capabilities
• Identify when separate records belong to the same individual or address, giving you a complete picture of that person’s financial situation - including any accounts they already hold with your business
• Make profitable decisions by predicting the outcome of doing business with the customer over the course of your relationship
• Calculate the risk to your business, and decide whether or not to offer credit based on thresholds set by you
• Predict whether an individual is likely to remain financially stable - including whether they can afford more products and services - using credit, asset and income data.