ATP Index can be used alone or incorporated into models that incorporate consumer financial variables. ATP Index can help marketers more efficiently assess customer portfolios, enhance targeting, better identify high-potential households for marketing efforts, tailor promotions, rank leads, and help inform account management. ATP Index is available for use in both offline and online applications.
An overview of our Affordable Care Act Management Essentials Solution for employers.
Does your team have the resources and expertise required to build and maintain a reliable ACA solution to meet clients' demands? Consider a reseller or referral partnership with Equifax, and get the trusted compliance technology and support you and your clients are after.
Learn more about the ACA training packages we offer in this solution overview.
Television ads cost big bucks. That’s why advertisers and their agencies should take advantage of new, more targeted TV ads to better reach their optimal audiences.
Put ACA compliance on autopilot
Equifax processes nearly 5 million unemployment claims each year. That kind of scale gives us the unique process insights that go into the CaseBuilder platform - our intuitive and intelligent web-based solution for streamlining unemployment case management.
Marketers need to connect their digital ad spend to their bottom line. Our proprietary Closed-Loop Attribution measurement solution allows marketers to measure – in a repeatable and turnkey manner – the impact that omni-channel campaigns have on company-specific metrics and revenue, whether the ‘conversion’ was done online or offline.
Compliance Center is a technology portal designed to streamline new hire onboarding; including I-9 management and WOTC
Email is a key component of an effective omni-channel marketing strategy. Almost all consumers rely on email as one of their primary channels for obtaining the information they need to conduct their daily lives. For marketers, email continues to be an economical and effective channel to connect with consumers.
With onboarding, marketers can reach their offline target audiences in the digital world. Onboarding enables marketers to convert their customer or prospect data in a secure environment to a digital format that can be used for online targeting.
Discretionary Spending Dollars HD (DS$) is a continuous household-based dollar value estimate of discretionary spending uncapped up to $1.2M. For organization addressing internal responsible banking concerns, DS$ HD provides robust discretionary spending capacity estimates at the household level without using protected-class demographics. DS$ can be used alone or incorporated into models and can help identify consumers with the estimated spending levels to afford products and services.
Discretionary Spending Dollars (DS$) from IXI Services is a continuous household-based dollar value estimate of discretionary spending uncapped up to $1.2M. DS$ represents disposable income minus non-discretionary expenses. DS$ can be used alone or incorporated into models where consumer spending is a factor. It is best used to identify consumers with the estimated spending levels to afford various products and services and can be used in both offline and online applications.
Discretionary Spending Index (DSI) from IXI is a continuous household-based score of 1 to 1000 that ranks households by likely spending capacity and spending behaviors. It enables marketers to rank customers and prospects by estimated spending power. Discretionary Spending Index HD can be used to help improve lead generation efforts and model performance, and help uncover potential hidden opportunities among your current customer and prospect database, and is built without the use of age.
Discretionary Spending Index (DSI) from IXI Services is a continuous household-based score of 1 to 1000 that ranks households by likely spending capacity and spending behaviors. It enables marketers to rank customers and prospects by estimated spending power.
Professional Employer Organizations have many business risks that are unique to the industry. Learn how Equifax can help.
As companies move more and more to a dispersed workforce and centralized HR function, I-9 Anywhere helps organizations onboard remote employees with confidence; increasing efficiency while reducing risk
As I-9 compliance challenges grow, more employers are looking to improve on their process moving forward, but often overlook any risk that might be associated with their historical I-9s. I-9 Audit and Remediation is designed to help you manage that risk.
Transform paper I-9s to an electronic system for better control and security, helping you to improve compliance
I-9 Management offers an automated process, compliance management, and audit preparation through: E-Verify integration, dispersed employee management, paper to electronic conversion, and 'soon to come' audit and remediation tools.
Equifax partners with leading providers of consumer marketing lists to help you better reach your optimal prospects as well as to augment your company’s existing customer database. Our list services enable marketers to access key variables for their prospecting and customer marketing efforts.
Eliminate cumbersome, dated tax form distribution processes and create more time for strategic work. Tax for Management from Equifax offers efficient, automated systems for managing employees' tax forms, giving your payroll and benefits departments much needed relief during tax season and beyond.
The nonprofit sector is the third largest employer group in the US, with nearly 11 million employees. Unemployment claims can have an immediate and real financial impact on these employers.
For employers, Unemployment Cost Management (UCM) can be really compliated. Equifax puts more than 65 years of experience, our CaseBuilder technology workflows, and UCM management and reporting best practices to work for more than 6,000 employers nationwide.
Wage audits are a critical tool for states looking to help reduce improper payments. Learn about the penalties associated with each state.
Improve your WOTC tax credit program through identification, verification, certification, and expansion of additional credits.
See how Hard Rock found success managing ACA compliance with Benefitfocus + Equifax.
See how Jackson Healthcare found success managing ACA compliance with Equifax.
See how Staffmark found success managing ACA compliance with Equifax.
See how Temple University found success managing ACA compliance with Equifax.
See how UPS found success managing ACA compliance with Equifax.
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Insights about your digital presence - Free Trial
End-to-end ACA compliance and benefits solution
See how Equifax Commercial Services can help
Align Sales, Credit and Collections to speed revenue and reduce risk
Meet the next generation of ACA compliance management solutions.
Efficiently target, acquire and manage B2B customers
Share this video with your employees to educate them about the 1095
Reduce the burden of response and meet wage audit obligations
Processes and innovation deliver
Maximize your customer interactions
Managing I-9 compliance is complex and the risk for getting it wrong is significant. Download our guide with three basic steps you can take to make your job easier and help your organization comply with Form I-9 requirements.
Usage data for automated employment and income verifications
The Equifax Wage Audit solution is your best solution for wage audit responses
Learn more about subsidies and their impact on both employees and employers. You'll find answers to the most common question like: What is a subsidy? Who should or should not get one? How and when I should appeal a subsidy? How does the subsidy process work?
From the moment of first contact through the entire relationship with your business customer, reducing friction and ensuring internal alignment invariably results in a more positive experience for you and your customer.
The Work Opportunity Tax Credit (WOTC) can be a valuable tool to help you increase your organization’s income through hiring. But did you know there are several other benefits, including helping to reduce turnover? Learn more about how you can take advantage of these and other benefits as well as best practices to help make the WOTC process easy and effortless.
Learn about the often overlooked unemployment tax issues that should be considered in the M&A transaction management process.
Five Barriers to Effective B2B Credit Risk Management — and How to Transcend Them
As the industry leader in ACA compliance, Equifax is helping clients manage eligibility, affordability, and IRS reporting for over 41 million employees. Download our resource to identify all 10 challenges and learn how your team can over come them. Throughout the process of onboarding hundreds of clients, we have noticed 10 common ACA compliance challenges.
In 2009, with unemployment rates nearly double historical norms, UI benefit payments increased significantly and reached an annual high of nearly $80 billion. The effects of this recession continue to impact the unemployment reserves.
Learn how a global freight, shipping, logistics and supply chain management company found the efficient ACA subsidy management and appeal solution it needed from Equifax.
With its strong reputation for supporting customers and the community, ACE Loans wanted an optimized process that enabled them to remain customer-focused and make smarter, faster point-of-sale decisions. The lender found what it needs in Equifax BusinessConnect.
Jackon Healthcare improves ACA compliance through a cutting-edge analytics platform from Equifax.
I-9 management case study - Top Bank implements electronic I-9 and reduces compliance risk and produces positive brand
A provider of equipment leases needed a way to more appropriately price its' short term loans based on lessee risk. Turning to Equifax for its' small business data and analytical expertise, the lender has achieved impressive results.
Unemployment Cost Management service from Equifax helped Employer Advantage, a Professional Employer Organization (PEO), manage its clients’ unemployment claims in a more cost-effective manner, with improved lead times and process efficiency.
With teams making credit decisions across disparate locations and platforms, Adecco faced challenges in managing risk across its customer base. With the help of Equifax BusinessConnect, the company achieved rapid growth from better connectivity and customer visibility.
Lennox needed a more consistent and connected process for reviewing and approving customers and recovering debt. The company achieved this and more with the help of a world-class credit management solution from Equifax.
To launch its new Small Business banking division, Opus Bank wanted a commercial data provider with the same ‘relationship’ approach to business, as well as the strong mix of industry exclusive data and advanced technology that came with Equifax BusinessConnect
During this webinar, we’ll draw upon our experience helping hundreds of employers manage ACA to share the top 10 things that you need to know to ensure success in 2016.
Join us to hear more about the impact that the ruling will have on employers. We’ll also discuss the complex processes involved in ACA management and best practices around: Data management, IRS reporting, subsidy notifications and more.
Join the Equifax ACA experts as they reveal the top 10 things that employers must know NOW about ACA 1094/1095 reporting and share best practices for avoiding compliance roadblocks.
During this webinar, we'll provide an overview of the subsidy application and appeal processes and how this can translate into IRS fines down the road.
Join Intuit®, the provider of TurboTax® software, and Equifax Workforce Solutions, a leading provider of ACA compliance solutions, to learn more about their experience with tax reporting for ACA and hear best practices to prepare for the new requirements.
Jeff Taylor of Equifax and Rachel Stevens of Staffmark walk through the “nuts and bolts” of the subsidy process, explain options available to employers when receiving Marketplace notices, and share best practices on handling subsidy appeals. Stevens also shares how she is successfully managing the subsidy process and handling delicate communication with employees whose subsidies are appealed.
Chad Richter, a leading labor attorney with Jackson Lewis, reviews key compliance challenges employers face in 2014.
A leading immigration attorney at Ogletree Deakins provides an overview of the comprehensive immigration reform bill passed by the U.S. Senate, with special emphasis on the potential impact on employers.
Decode IRS reporting and subsidy management for the ACA. See examples of complex employment scenarios and how they play out in terms of 1095-C reporting. Learn best practices for data collection and management, form 1095-C distribution, and subsidy appeals management.
Often businesses overlook 'hidden' tax credits, due to a variety of factors. This webinar focuses on federal and state tax credits, applicable to most industries.
During this webcast we will discuss: current economic environment, outlook for federal and state UI tax rates, road to solvency for state UI trust funds, and unemployment cost management strategies.
During this webinar, we’ll share ideas for developing an employee education plan for the Form 1095 and best practices for executing on your plan.
Nancy Miller, Director Unemployment Insurance for Adecco Group North America, discusses best practices for using CaseBuilderTM, a technology for managing the unemployment cost management function.
During this webinar, we’ll discuss best practices for preparing your data to populate the forms, registering to e-file with the IRS, filing an extension, and maintaining an audit trail to help with fine disputes down the road.
A panel of experts including Elaine Orler, President of Talent Function Group, discussed the key issues to consider for employers as they plan for an increase in the volume of new hires to onboard.
Operations Manager in the Pacific Gas & Electric Payroll Department, talks about how her organization rolled out an automated employment verification system to ease the pressure on its call center and improve standardization of the information given in an employment verification.
During this webcast we will discuss: common types of workforce restructurings, compliance requirements, unemployment tax rate impacts, ability to carryover wage bases (FICA, FUTA & SUI), "SUTA Dumping" detection and other risks
As employers are well aware, time is not on their side at this point – especially if they have not begun putting a process in place to prepare for IRS Reporting. Join our experts as they discuss navigating the murky waters of IRS reporting for the ACA.
Learn about the impact of employee transfers/relocations on SUI taxation, including: when out-of-state (OOS) wage credits are allowed, financial benefits of taking credit for OOS wages, states that do and don’t allow OOS wage and state-specific compliance requirements.
With a better understanding of 1095-C forms and a thoughtful employee education plan, you can set your organization up for success in piecing together the ACA puzzle. Join the expert ACA team from Equifax to discuss the impact of the new regulations and Administration on ACA, tips for preventing form 1095 errors and minimizing corrections, ideas for developing a plan to get ahead of employees’ 1095-C confusion, and strategies for handling sensitive subsidy appeal discussions with employees.
Watch this webinar on-demand to learn more about ACA subsidies, including: How the subsidy notification and appeal process works, real-life examples of challenges that employers have faced, best practices learned from processing subsidies for Equifax clients, how Equifax reduces the administrative burden and compliance risk associated with subsidies, and suggestions for educating and communicating with employees about subsidies.
While many employers believe they do not have to worry about IRS reporting for the ACA until 2016, the reality is that they must begin preparing in January of 2015 in order to file in 2016. Join us as we break down IRS reporting for the ACA.
During this webinar, we'll provide an overview of employers' lessons learned during the first year since the Employer Mandate took effect and how organizations can apply that insight moving forward.
The presentation focuses on significantly increasing employers' ability to identify additional eligible Katrina WOTC credits by using Equifax proprietary data assets to verify additional eligibility, isolate the individuals not previously captured, and recover those tax savings for your organization.
Join the team of Equifax Workforce Solutions ACA experts as they discuss the importance of handling subsidy notifications correctly and what can happen if things go awry.
Get our toolkit of valuable resources to help educate employees on ACA Form 1095, including a communication plan, email templates, a poster, FAQs, and more.
Get the Equifax ACA Subsidy Toolkit for Employers for access to valuable resources to help you manage subsidy appeals, including: - An ACA subsidy FAQ document for employees, - A sample employee education poster, - A best practice guide for benefits and HR staff, and - An ACA subsidy process road map.
BusinessConnect™ Offers a Unified Customer Lifecycle Management Solution for Organizations
Optimize customer experience across the customer lifecycle! With superior data, technology & analytical expertise, we help marketers acquire more of the right customers, deepen consumer engagement & loyalty and improve marketing ROI.
-LINK: Create a single actionable view of consumers
-REVEAL: Leverage insights to win & grow customers
-ENGAGE: Engage consumers with the right messages in their preferred channels
-MEASURE: Optimize marketing ROI through continuous improvement
What to tell employees and when
Examples of emails that can be sent to employees during specific months to educate them about the 1095.
Frequently asked questions and answers that can be shared with employees about the 1095.
An educational insert that can be mailed with the 1095 to each employee.
A poster that can be used in high traffic areas to educate employees about the 1095.
The California Zone Program was repealed as of January 1, 2014, however many zone offices have chosen to close their doors before December 2014 deadline.
As the industry leader in ACA compliance, Equifax is helping clients manage eligibility, affordability, and IRS reporting for over 41 million employees. Download our visual guide to identify the top ten challenges employers face in 2017 and learn how your team can be prepared.