Advanced Communications Plus is a new industry specific score only available to NCTUE Plus members.
Product sheet for Advanced Energy Plus, a new score for thin hit/no file only available to NCTUE Plus members.
Manage your collateral risk with a market-leading AVM
Business Activity Monitor™ is an account monitoring solution that helps reduce delinquency, improve collection outcomes and save time associated with account management through automated alerts on key changes to your customer accounts.
CaseBuilder Flex integrates easily to most internal unemployment case management programs taking care of the document management flow, and prompting workflow actions and activities, while the employer maintains the provisioning and decisioning of the case load.
Equifax processes nearly 5 million unemployment claims each year. That kind of scale gives us the unique process insights that go into the CaseBuilder platform - our intuitive and intelligent web-based solution for streamlining unemployment case management.
Equifax and Jack Henry have joined forces to give financial institutions of all sizes a comprehensive solution to assess new deposit account risk and cross-sell opportunity at the time of new account origination.
Our unique Decision360 approach is to integrate fragmented datasets and insights across channels, types, and platforms.
A Smarter Way to Authenticate Customers
A real-time check of the devices used in your online business
Secure Authentication with One-Time Use Passcodes
Identity proofing with knowledge-based questions
Help protect your business from fraud with alerts that help you quickly spot fraudulent identity components that may indicate synthetic ID fraud or identity theft.
FraudIQ™ Identity Score delivers insights on identity linkages and suspicious patterns, helping determine that the customer is who they claim to be. Use these insights and customizable scoring to make critical decisions in real time when spotting potential fraud.
Fraud is an increasing threat to businesses, creating revenue loss and increased costs year over year. FraudIQ™ Manager is an enterprise fraud management solution that helps identify potentially fraudulent activity before it impacts your business.
To help you address CFPB expectations while also managing the risk associated with a more inclusive account opening policy, Equifax offers a robust alternative data solution known as Insight Score for Retail Banking.
As companies move more and more to a dispersed workforce and centralized HR function, I-9 Anywhere helps organizations onboard remote employees with confidence; increasing efficiency while reducing risk
As I-9 compliance challenges grow, more employers are looking to improve on their process moving forward, but often overlook any risk that might be associated with their historical I-9s. I-9 Audit and Remediation is designed to help you manage that risk.
Transform paper I-9s to an electronic system for better control and security, helping you to improve compliance
I-9 Management offers an automated process, compliance management, and audit preparation through: E-Verify integration, dispersed employee management, paper to electronic conversion, and 'soon to come' audit and remediation tools.
Income360 Household Direct version is now available from IXI Services, a division of Equifax. Marketing campaigns can take advantage of household-level income estimates created without components that could create obstacles for internal compliance requirements.
Brochure for independent auto dealer
InterConnect is a flexible and secure cloud-based platform that converts complex inputs into actionable insights. It delivers streamlined access to diverse data sources, better attribute creation and deployment, easier rules management, stronger analytics and model integration to help you make more consistent decisions and get to market faster.
Cost-effective, quick-to-implement instant prescreen and cross-sell solution
All-in-one mobile banking solution for enhanced decisioning
Model Integration Tool allows you to rapidly integrate, audit and deploy custom models and scorecards with simplicity—so you can productionalize your models faster.
The federal government mandates that employers report newly-hired and rehired employees to the state in which they work within 20 days. Equifax Unemployment Cost Management streamlines this process for employers by performing multi-state reporting on employers behalf.
Automotive service providers need a way to improve the lead generation solutions they provide dealerships, OEMs, and auto shopping sites.
Dealerships are looking for ways to accelerate the funding and delivery of vehicles. PowerLead Offer allows dealers to extend a firm offer of credit to consumers that are in their dealership.
What if there were a way to convert online shoppers into pre-qualified leads interested in a specific vehicle? Now you can! PowerLead Qualify™ facilitates the determination of an offer for an auto loan, including credit limit, interest rate and term.
A next generation alternative data risk score powered by Equifax and LexisNexis
A next generation alternative data risk score powered by Equifax and LexisNexis
Help grow your DDA portfolio and increase marketing ROI with a unique suite of models that enable greater precision when identifying household prospects best suited for your products.
Rules Editor helps improve efficiencies and decreases costs by empowering business users integrated technology to easily create, test, and edit rule policies, without the reliance on I.T. resources.
Expand member relationships and grow revenue with market-specific solutions.
TotalView from Equifax is a streamlined, economical way to access a broader portfolio of Equifax data sources. Consume more data from a single source. Reduce the time, investment and complexity that was once a barrier to gathering deeper intelligence.
Processing claims for more than 6,000 employers nationwide gives Equifax the ability to analyze and identify common process errors that can lead to patterns of failure. Our best practices for 2016 can help employers implement an efficient and effective UCM process.
There are a variety of state interpretations on the definition of a pattern of insufficient and untimely claims. This map can help clarify definitions for each state.
Seismic shifts in legislation, philosophy, and funding have created unprescedented changes to employment management in the education sector. Changes can have a trickle-down effect when it comes to separations and managing unempoyment claims and payments.
With the Unemployment Cost Management program from Equifax, employers have access to innovative tools and training libraries to help maximize case management productivity and compliance, while minimizing resource costs and unemployment tax liability.
Unemployment Cost Management from Equifax taps the expertise of our teams and our service heritage to help clients realize maximum efficiency and value from our case management solutions.
For employers, Unemployment Cost Management (UCM) can be really compliated. Equifax puts more than 65 years of experience, our CaseBuilder technology workflows, and UCM management and reporting best practices to work for more than 6,000 employers nationwide.
In 2011, Federal requirements mandated that states enact UI Integrity legislation to help reduce improper unemployment benefit payments. All states now have legislation in place and many are starting to enforce and assess penalties.
The Department of Labor reports that $12 of every $100 in unemployment benefits are overpaid, creating significant unnecessary costs for employers.
Verification Services Overview for Auto Dealers
Verification Services Overview for Auto Lenders
Hear how Hard Rock is managing ACA compliance with Benefitfocus and Equifax
See how the ACA Management Platform simplifies the complex legislation
Expertise, data, and technology
End-to-end ACA compliance and benefits solution
BHPH Dealers - See the benefits of reporting your tradeline data to Equifax
See how Equifax Commercial Services can help
Align Sales, Credit and Collections to speed revenue and reduce risk
Tools that help better protect your customers' identities
Decision 360 Video for Communications
Respond more effectively to data breach events
Help predict future consumer behavior with trended consumer credit attributes
Share this video with your employees to educate them about the 1095
Fighting Fraud and Winning
Tax Credits and Incentives
Segmentation to better market to clients
Technology has bred a new environment
Insights to help minimize risk and identify new sources of revenue
Video for InstaTouch Mobile Platform
Move from strategy to profitable decisions in less time, with less complexity.
Better understand Gen Y credit card use
See how Dealer Service Providers can use PowerLead
Help your consumers better understand their credit scores
Workforce Solutions annual client event in New Orleans, LA April 13-15, 2015
Processes and innovation deliver
Help optimize member relationships
Real-time credit insight to help you cross-sell
The data you need, the way you want it
Automotive Solutions to get you ahead of the market
Maximize your customer interactions
Serve the mass affluent segment
Uncover Hidden Revenue Potential Within your Current Customer Portfolio
Decision 360 Infographic for Communications
Fictional IDs, Real Threats
Are investors of exchange traded funds in your target market? Find out here.
Just completed a merger or acquisition? Get tips to help foster a smooth transition.
What Millennials want, don’t want and the reason they'll pick your card
How to beat your competition to the best customers
Usage data for automated employment and income verifications
Using the right data in digital advertising can eliminate wasted spend and be critical in achieving the best results. This ebook offers tips to help marketers make smart use of advanced data, analytics and technology for improved return on their online ad campaigns.
From the moment of first contact through the entire relationship with your business customer, reducing friction and ensuring internal alignment invariably results in a more positive experience for you and your customer.
A risk-based authentication process can unobtrusively verify the identity of the account holder to guard against fraud without interjecting additional steps.
Comprehensive Fraud Mitigation Solutions Support Consumer-friendly Mobile Device Account Origination
Finding a workable solution to stopping potential fraud requires balancing the competing priorities of optimizing the customer experience, minimizing operating expense, meeting regulatory requirements and mitigating loss.
A data-driven comparison study that reveals how Equifax Dimensions can help businesses drive stronger, more profitable marketing and sales strategies by more accurately targeting high-spend consumers in the market.
Identifying the Emerging Affluent to Start Lifelong Relationships - A Financial Marketer's Guide to Mass Affluent Millennials
A deep look at the Millennial generation and how its financial profile differs from prior generations, how different groups of Millennials differ from one another, and some of the best tactics finanical marketers should employ for reaching this generation.
Requiring both patients and providers to verify their identities before allowing access to online information helps securing patient PHI.
The security and privacy of patient health information is a top priority for the healthcare industry.
Accurate and complete patient personal and health information is required for improved patient safety, more effective patient engagement, and reduced healthcare costs.
To Help you cut through the hype, here are 10 takeaways on how Credit Unions can leverage Big Data for fraud mitigation
Learn about the often overlooked unemployment tax issues that should be considered in the M&A transaction management process.
Cut the bloat in higher education onboarding.
Synthetic ID fraud is becoming the go to tactic for highly organized fraudsters. How can organizations identify this fraud and mitigate the risk more effectively.
Effective Fraud Mitigation Solutions to Help Combat the Next Generation of New-Account Fraud
Getting a “Big Data” view of anything is just a means to an end. For fraud fighters, a major goal is reducing fraud losses.
Data-driven research that illustrates the significance of applicant verification on auto loans and provides greater understanding of borrower behavior and auto loan performance.
Understand how U.S. investment habits have changed from before the Great Recession to December 2014. Learn more about who holds the wealth, portfolio allocation patterns, and risk profiles for U.S. investors and what it means for financial companies today.
See how reliable results and streamlined process help mitigate regulatory and reputation risk
With its strong reputation for supporting customers and the community, ACE Loans wanted an optimized process that enabled them to remain customer-focused and make smarter, faster point-of-sale decisions. The lender found what it needs in Equifax BusinessConnect.
A provider of equipment leases needed a way to more appropriately price its' short term loans based on lessee risk. Turning to Equifax for its' small business data and analytical expertise, the lender has achieved impressive results.
Top 30 bank improves customer insight and service with faster access to the latest data
Learn how one of the nation's largest health systems achieved their compliance goals, reduced costs, and relieved significant administrative burdens for their HR Staff.
Unemployment Cost Management service from Equifax helped Employer Advantage, a Professional Employer Organization (PEO), manage its clients’ unemployment claims in a more cost-effective manner, with improved lead times and process efficiency.
A national financial services company wanted to enhance their risk models to improve their ability to identify consumers who are more likely to default. They needed a solution to help better identify consumers that pose a possible default risk.
Equifax Dimensions helps companies target the best consumers that will actively use their revolving cards
A credit card provider needed to better identify consumers who would be active on a revolving account in the next 12 months to improve targeting precision and appropriate marketing spend.
A national credit card provider wanted to increase acquisition profitability by improving the way they targeted active customers. They needed a solution to better target customers more likely to take positive action while delivering a better marketing ROI.
Equifax Dimensions Helps Increase Revenue by Supporting More Precisely Targeted Balance Transfer Offers
A national credit card company wanted to increase revenue by targeting consumers who are more likely to transfer a balance greater than $500 over a 12-month timeframe. They needed a solution that could help precisely target the best candidates for balance transfer offer.
A national lender wanted to hone the focus of their marketing spend and better identify consumers likely to open a first mortgage in the next 12 months.
Equifax Dimensions Helps Target High-Value Customers to Increase Revenue and Improve Marketing Success
A national bank wanted to build more market share and also proactively target consumers more likely to be high spenders in the next 12 months. They needed a solution to more accurately predict propensity to spend while creating profitable returns on marketing investment.
Equifax Dimensions helps target the best consumers for a credit line increase to drive more organic growth
A credit card provider wanted to improve their ability to identify consumers who were best positioned to receive a credit line increase (CLI) of $1,500 and not go delinquent in the following 6 months.
With teams making credit decisions across disparate locations and platforms, Adecco faced challenges in managing risk across its customer base. With the help of Equifax BusinessConnect, the company achieved rapid growth from better connectivity and customer visibility.
Equifax InterConnect™ and Fraud Advisor™ effectively prevent fraud losses and improve Fraud Department investigations
Learn how Hard Rock has been able to improve employee engagement in benefits, reduce its risk and slash administrative tasks related to ACA compliance, while freeing up resources and helping control healthcare costs.
Lennox needed a more consistent and connected process for reviewing and approving customers and recovering debt. The company achieved this and more with the help of a world-class credit management solution from Equifax.
I-9 and WOTC integration that pays for itself
To launch its new Small Business banking division, Opus Bank wanted a commercial data provider with the same ‘relationship’ approach to business, as well as the strong mix of industry exclusive data and advanced technology that came with Equifax BusinessConnect
Shell implemented Unemployment Cost Management, Employment Verifications, W-2 Management and Paperless Pay from Equifax
View a visual case study that illustrates how one of the nation's largest health achieved their compliance goals, reduced costs, and relieved significant administrative burdens for their HR Staff.
Hear our legal and workforce experts discuss the delay, what you should be doing now to prepare, and how you can ensure compliance for 2014 and beyond.
During this webinar, we’ll draw upon our experience helping hundreds of employers manage ACA to share the top 10 things that you need to know to ensure success in 2016.
Join us to hear more about the impact that the ruling will have on employers. We’ll also discuss the complex processes involved in ACA management and best practices around: Data management, IRS reporting, subsidy notifications and more.
Join Intuit®, the provider of TurboTax® software, and Equifax Workforce Solutions, a leading provider of ACA compliance solutions, to learn more about their experience with tax reporting for ACA and hear best practices to prepare for the new requirements.
Learn more about the importance of the ongoing management of your ACA strategy and how certain industries will need to address their unique challenges in the years to come.
Legal expert Tom Dowling of Stinson Morrison Hecker and workforce expert Mike Psenka of Equifax Workforce Solutions discuss best practices for the ongoing management of your Affordable Care Act (ACA) strategy. This webinar took place on April 17, 2013 prior to any additional legislative updates.
Watch this on-demand webinar to learn best practices for Communications Service Provider marketers, including Best Practices in Customer Lifetime Value.
Best Practices Being Leveraged to Facilitate Compliance with QM Ability to Repay Requirements Specific to Home Equity Lending
Rosie Biundo and Craig Leabig, two senior experts from Equifax, discuss best practices being leveraged by 1st mortgage originators to facilitate compliance with QM/Ability to Repay Requirements.
Speakers address key access rules for payroll card compliance, a state-level analysis of electronic paystub regulations, privacy issues related to payroll cards , and recent statistics related to savings from paperless pay.
Join CU Direct and Equifax to learn how credit unions can compete more effectively in today’s automotive lending environment. To thrive in this market, you need to find profitable new members, efficiently close more deals, and increase your competitive position.
Chad Richter, a leading labor attorney with Jackson Lewis, reviews key compliance challenges employers face in 2014.
A leading immigration attorney at Ogletree Deakins provides an overview of the comprehensive immigration reform bill passed by the U.S. Senate, with special emphasis on the potential impact on employers.
A Multi-Layered Approach
View our discussion on economic trends in the mortgage industry and the impact for credit unions.
Decode IRS reporting and subsidy management for the ACA. See examples of complex employment scenarios and how they play out in terms of 1095-C reporting. Learn best practices for data collection and management, form 1095-C distribution, and subsidy appeals management.
Often businesses overlook 'hidden' tax credits, due to a variety of factors. This webinar focuses on federal and state tax credits, applicable to most industries.
During this webcast we will discuss: current economic environment, outlook for federal and state UI tax rates, road to solvency for state UI trust funds, and unemployment cost management strategies.
During this webinar, we’ll share ideas for developing an employee education plan for the Form 1095 and best practices for executing on your plan.
Nancy Miller, Director Unemployment Insurance for Adecco Group North America, discusses best practices for using CaseBuilderTM, a technology for managing the unemployment cost management function.
Hear how one lender cut processing time and improved service.
Join Benefitfocus and Equifax to learn more about the latest ACA updates and how analytics tools, integrated with benefits enrollment technology, can help employers effectively manage a compliant benefits program.
During this webinar, we’ll discuss best practices for preparing your data to populate the forms, registering to e-file with the IRS, filing an extension, and maintaining an audit trail to help with fine disputes down the road.
A panel of experts including Elaine Orler, President of Talent Function Group, discussed the key issues to consider for employers as they plan for an increase in the volume of new hires to onboard.
Utilities need more effective ways to assess how they serve consumers for bill payment, deposit strategies and processes. Learn how alternative data and advanced analytics can help utilities drive increased revenue and margins while reducing credit risk and loss rates
The Food & Nutrition Unit Manager for Georgia Department of Human Services discusses measures the state implemented to boost payment accuracy in its Supplemental Nutrition Assistance Program.
Speakers from the Kern County, California DHS discuss the county's use of The Work Number to allow workers to search for and receive employment and income data instantly.
Operations Manager in the Pacific Gas & Electric Payroll Department, talks about how her organization rolled out an automated employment verification system to ease the pressure on its call center and improve standardization of the information given in an employment verification.
A talent acquisition manager from Intuit talks about how the company tackled the compliance issues stemming from executing the Form I-9 for remote employees.
This webinar discusses tips to combat leading fraud techniques including how to bridge silioed data, improve analytic methods, and quickly update models and rules as fraudsters’ tactics change.
Best Practices for Restaurant marketers include augmenting the wealth of your transaction data for more effective marketing and enterprise decision-making.
During this webcast we will discuss: common types of workforce restructurings, compliance requirements, unemployment tax rate impacts, ability to carryover wage bases (FICA, FUTA & SUI), "SUTA Dumping" detection and other risks
Tips to help Credit Unions make the most out of their marketing investments
As banks look towards the future, a key part of the plan is better understanding the preferences and needs of their Millennial customers and how to identify which of those Millennial customers are on track to become affluent in the future.
As employers are well aware, time is not on their side at this point – especially if they have not begun putting a process in place to prepare for IRS Reporting. Join our experts as they discuss navigating the murky waters of IRS reporting for the ACA.
Two officials from the New York State Office of Temporary and Disability Assistance (OTDA) discuss using The Work Number to assist with eligibility determinations, reduce case workloads, maintain program integrity, and determine program eligibility.
Learn about the impact of employee transfers/relocations on SUI taxation, including: when out-of-state (OOS) wage credits are allowed, financial benefits of taking credit for OOS wages, states that do and don’t allow OOS wage and state-specific compliance requirements.
Watch this webinar to learn best practices for Retailers, including leveraging household economic data for more effective marketing and enterprise decision-making.
Retailers - Leverage actionable segmentation data and market more effectively to your customers. Hear Best Practices in this IXI Services podcast
While many employers believe they do not have to worry about IRS reporting for the ACA until 2016, the reality is that they must begin preparing in January of 2015 in order to file in 2016. Join us as we break down IRS reporting for the ACA.
The speakers address how the changes to the Form I-9 will affect your hiring procedures and how you can take steps to improve I-9 compliance overall.
The presentation focuses on significantly increasing employers' ability to identify additional eligible Katrina WOTC credits by using Equifax proprietary data assets to verify additional eligibility, isolate the individuals not previously captured, and recover those tax savings for your organization.
Join the team of Equifax Workforce Solutions ACA experts as they discuss the importance of handling subsidy notifications correctly and what can happen if things go awry.
What sets the most effective organizations apart when it comes to securing the maximum value from Work Opportunity Tax Credit (WOTC) programs? A group of HR, tax and compliance professionals discuss their best practices.
Effective risk-detection solutions must be robust enough tohandle both increasing volumes of pertinent data and savvy criminals. Learn whether your fraud detection solution has the key capabilities you need to reduce losses and improve operational efficiency
Put ACA compliance on autopilot
Learn more about subsidies and their impact on both employees and employers. You'll find answers to the most common question like: What is a subsidy? Who should or should not get one? How and when I should appeal a subsidy? How does the subsidy process work?
Tactics, tools and real-life brand case studies that show advertisers how they can use additional data sources to help improve their online advertising campaigns.
Equifax gives you the level of data reliability, currency and depth synonymous with our market leadership. Our credit attributes deliver robust and relevant consumer insights that maximize portfolio performance throughout the lifecycle.
Decision 360 Brochure for Communications
Tax Intelligence: State Initiatives to Detect SUTA Dumping
What to tell employees and when
Examples of emails that can be sent to employees during specific months to educate them about the 1095.
Frequently asked questions and answers that can be shared with employees about the 1095.
An educational insert that can be mailed with the 1095 to each employee.
A poster that can be used in high traffic areas to educate employees about the 1095.
A Guide To Fraud Detection Solutions and Best Practices
The increasing demand for mobile access to banking transactions and other e-commerce activities will likely result in system weaknesses that fraudsters will try to exploit.
The eBook, Straight Talk from the Next Generation of Credit Card Customers, discusses what Millennials want, don’t want and the number one reason they’ll pick your card over others.
Subprime auto loans seem to be an all too easy target these days. An increased negative media focus on some worst-case scenario situations has drawn criticism to an industry that—rather than a pointed finger—deserves some recognition for weathering the storm of the Great Recession, and ultimately helping to pave the way for our recent economic recovery.
The California Zone Program was repealed as of January 1, 2014, however many zone offices have chosen to close their doors before December 2014 deadline.
The Pursuit of Profitability takes a look at the Great Recession, discusses the path of economic recovery, and presents changing financial behaviors that emerged post-recession. The eBook shares practices to help win Affluent and Mass Affluent households.
Savvy financial marketers are swapping mass mailers and generic cash incentives for more personalized and precise consumer-driven strategies.
As the industry leader in ACA compliance, Equifax is helping clients manage eligibility, affordability, and IRS reporting for over 18 million employees. Throughout the process of onboarding hundreds of clients, we have noticed 10 common ACA compliance challenges.
The ability to effectively target offers and foster loyalty is contingent on successfully predicting consumer behavior and spend. Trended, historical, longitudinal or time-series data is an invaluable tool for gaining practical perspective into consumer behavior.
Securing employee data requires a multi-pronged approach.