Identify the Late-Stage Accounts with the Highest Repayment Potential The market for tertiary collections offers great profit potential for organizations that effectively target consumers who are likely to repay. To assist in creating relevant strategies, Equifax has developed the Recovery Score - Late Stage. The score combines the power of proven statistical techniques and the wealth of information in the Equifax consumer credit database to predict the likelihood of 50% or greater repayment on tertiary accounts during a 12-month period. Knowing the likelihood of repayment on late-stage accounts gives you the opportunity to enhance the productivity and profitability of your recovery efforts by better prioritizing, determining treatment and allocating resources for collections activities. Powerful. Strategic. Flexible. Recovery Score - Late Stage is developed on a nationwide sample of charged-off consumer credit files from the Equifax consumer credit database. Decrease recovery time by contacting the most collectible accounts first Streamline the management of your collections activities by using a consistent and objective analytically derived tool Increase profitability by properly valuating portfolios for purchase or sale Optimize resource utilization by matching collectors to the right accounts and assigning portions of portfolios for in-house processing or outsourcing Track and improve collector performance by using as a standard to benchmark collector results Recovery Score - Late Stage is developed on a nationwide sample of charged-off consumer credit files from the Equifax consumer credit database.