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Prescreen of One

Three seconds to more effective cross-selling of pre-approved credit offers.

Product Overview

For retail banks, deepening customer relationships via cross-selling is one of the keys to profitability. Prescreen of One lets front-line sales associates confidently cross-sell at the point of sale with real-time prescreening for pre-approved credit offers.

Split-second credit insight and recommendations

Prescreen of One provides a complete picture of a consumer's financial capacity by integrating market-leading credit and ability-to-pay insight within the existing interface used by retail banking sales associates. Overdraft protection, credit card, auto financing and HELOC offers are delivered to the same screen as the deposit account decision, seamlessly streamlining pre-approved credit offers at the new accounts deck, call center or online.

Armed with split-second credit insight and recommendations, financial institutions can be sure that they're making the right offers at the right time to the right customers, increasing penetration in direct deposit account (DDA) households and maximizing customer account life-time value.

How it works

A highly cost-effective cross-sell solution, Prescreen of One easily works within existing retail banking system technologies, requiring no additional IT support.

  • Fast - In seconds, the solution simultaneously delivers DDA decisioning and prescreened offers for additional services. 
  • Affordable - Pre-packaged delivery options or complex multi-tiered strategies provide a simple and affordable process upgrade.
  • Efficient - No additional re-keying of data is required, since it automatically leverages data used in the initial account setup to expedite and streamline the return of decisioning information and prescreened offers.


With Prescreen of One, banks can optimize household account profitability with integrated, real-time insights and recommendations at the point of sale for deposit account decisioning and prescreened offers.

Prescreen of One — Delivering split-second insights and recommendations for pre-approved credit offers.