Low-Balance Navigator Score

Recover more with rank-ordered insight

Product Overview

Target collection efforts with a specialized score

Low-Balance Navigator Score™ delivers an intuitive, numeric score that rank-orders collections probability for smaller individual account balances. By combining performance data from the Equifax credit reporting database with proven recovery models, Equifax Low-Balance Navigator Score efficiently segments debtors to help boost recovery rates. This score is tailored for industries with typically lower balances and can help your business:

  • Collect debt faster
  • Prioritize collection strategies
  • Increase recovery rates
  • Improve profitability


Low-Balance Navigator Score blends multiple behavioral dimensions and specific data points into a single output to optimize the predictive power of the score. This differentiated, fused model creates significant lift over models that use traditional statistical methodology, which translates into stronger segmenting and ultimately, more dollars collected. A focused approach reduces your investment of time and resources and increases collections profitability.

Designed to integrate within a broader collections strategy, Low-Balance Navigator offers seamless compatibility with additional Equifax collections products, including ACT™, En ACT™, Recovery Report ™ and ACROFILE® to help support all stages of the collection cycle.

Access analytic insight that refines specialized recovery efforts aimed at low-balance account portfolios with Low-Balance Navigator.

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