Products and Services for Your Business

For businesses that want to market to INDIVIDUALS

Combines high quality consumer prospect data with a wide range of characteristics to target offers when the time is right.

A comprehensive credit marketing dataset comprised of 80 million names and addresses each with over 800 characteristics. Equifax Marketing Connections offers accurate financial data, ID verification, and data enhancement services, ensuring you have the data intelligence to improve the targeting and effectiveness of your campaigns.

Our market leading suppression solution ensures that your direct marketing doesn’t backfire. It checks that your communication isn’t targeted at gone-aways, the deceased or the opted-out, protecting your reputation and your bottom line. 

A proprietary forward address file to help you to re-engage with lost customers and gone-aways. Changes of address can rob a company of up to 15 per cent of its customer base per year. Equifax reConnect is the effective way to counter attrition.

Email marketing can be a highly effective communications channel. Equifax eConnect Append is a unique product that appends emails to your customer portfolio, whilst ensuring appropriate permissions are in place before you email.

Provides you with a clear and detailed credit picture of your customers. It segments your existing clients and prospects using the latest data, ensuring the efficiency of your marketing campaigns

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

For businesses that want to market to COMPANIES

A powerful prospect database covering UK corporate and non-limited businesses. With 3.4 million records and more than 150 variables for segmentation, you can precisely tailor your campaign to reach the right audience. 

For businesses that want credit information about INDIVIDUALS

We develop custom models and scorecards tailored to your needs, using your internal data, bureau data and other suppliers’ data. 

The most reliable way to assess your customers’ risk of insolvency. It combines a wealth of credit data to create effective debt management strategies that protect your bottom line.

A customisable, scalable decisioning solution. It provides modular decision templates, flexible integration options, a rules based decision engine and tools to create, edit and apply your own credit policy.

Helps you to score credit applications in seconds, consistently and reliably. It protects your business from the risk of bad debt and maintains customer satisfaction and loyalty.

A web based system that allows you to manage credit risk. It provides fast access to actionable insight that helps you make the correct lending decisions and protect against fraud.

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

For businesses that want credit information about COMPANIES

An efficient, comprehensive business credit report that helps you decide whether Non-Limited Businesses are safe to trade with. With data on over 1.4 million companies, we have one of the largest collections of information available.

If you are a sole trader or in partnership and have been refused credit based on details supplier by Equifax, you can apply for a copy of your Non Limited Business Report for a statutory fee of £2.

Help you decide whether limited companies are safe to do business with.  With three levels of report depth available, there’s an option to suit the needs of all businesses

Provides detailed background checks on company directors. The system safeguards against unscrupulous individuals who may be concealing a previous track record to obtain credit now.

A comprehensive credit report on international businesses. It helps you manage differences in accounting rules and local trade practices, to enable you to deal more safely and successfully with companies abroad.

By combining data about a business and its directors, Equifax Blended reports provide valuable insight when you’re evaluating new companies or non-limited businesses, or just need more in-depth credit risk information.

Provides fast access to original company documents filed at Companies House. Whether you want to validate a director’s signature, obtain copies of an official document, or protect your business from the threat of corporate ID theft, Images Online provides a new level of online business authentication.

An online scoring system that delivers instant credit limits and credit scores on all kinds of businesses. It helps reduce the risk of bad debt affecting your bottom line.

Equifax Credit Communities empower businesses to reduce risk by allowing them to share up-to-the-minute intelligence on their customers’ payment history.

A highly flexible, reliable system-to-system delivery channel for all of Equifax’s business data. Information is delivered in XML format for quick, simple integration into any system.

Helps you to score credit applications in seconds, consistently and reliably. It protects your business from the risk of bad debt and maintains customer satisfaction and loyalty.

For businesses that want to verify the identity of INDIVIDUALS

A comprehensive and versatile service that quickly verifies a customer’s details so you can be assured that bank account numbers are correct and that customers truly are who they say they are.

The reliable way to verify a customer’s residency and help comply with AML regulations. Instant access and approval ensures your applicant’s satisfaction, while superior checking safeguards your business.

Uses 255 million accounts to provide proof of identity that’s updated on a daily basis. It saves time and reduces reliance on paper proofs of identity.

The fastest, most accurate and reliable system for verifying the identity of new customers. The system provides fast lending decisions and provides a quick and convenient way to comply with stringent AML regulations, without inconveniencing prospective customers.

Addressing the latest anti-money laundering regulations and operational challenges, Equifax AML Online offers an extensive selection of checks on individuals, conveniently available through a single search, using rapid address matching technology.

Identifies potential frauds and ranks them by risk, so that you can focus customer policy accordingly. It relies on a cross-industry universe of data to help you identify fraudulent applications and uncover fraud rings. An industry leading workflow management tool allows you to manage your fraud rules and prioritise risk levels for referral.

Relies on market leading data management and matching tools. It uses a comprehensive, evidence-based name and address histories system to deliver a detailed picture of your organisation's relationship with each individual customer.

Investigate individuals and aid legal proceedings with Equifax eTrail. Scalable and specially designed to help public sector businesses tackle fraud, it provides Trace, Recover, Authenticate and Locate reports in one powerful online system.

Helps Local Authorities investigate fraudulent claims for the Single Person’s Discount against Council Tax. It helps local authorities maximise Council Tax revenues and speed up collection.

For businesses that want to verify the identity of COMPANIES

Used to check accounts that were taken on before Money Laundering regulations were introduced, or to ensure customers have not been added to Alerts lists, e.g. Bank of England Sanctions List, Politically Exposed Persons List.

Addressing the latest anti-money laundering regulations and operational challenges, Equifax AML Online offers an extensive selection of checks on individuals, conveniently available through a single search, using rapid address matching technology.

A unique anti-money laundering solution, AML Online Blended provides a complete and fully integrated money laundering checking and monitoring service, with access to information on both businesses and consumers.

Provides fast access to original company documents filed at Companies House. Whether you want to validate a director’s signature, obtain copies of an official document, or protect your business from the threat of corporate ID theft, Images Online provides a new level of online business authentication.

Equifax Credit Communities empower businesses to reduce risk by allowing them to share up-to-the-minute intelligence on their customers’ payment history.

Relies on market leading data management and matching tools. It uses a comprehensive, evidence-based name and address histories system to deliver a detailed picture of your organisation's relationship with each individual customer.

For businesses with INDIVIDUALS as customers

Reveal how your strategies in risk, collections, marketing and finance are performing relative to the competition and understand your strengths and weaknesses to choose the most profitable strategies.

A portfolio of seven products that address your most critical customer information needs. We can take any file, in any format, analyse it with or append our market-leading credit data and return it to you, ready to get to work. It’s as simple as that.

Helps you to avoid costly mistakes when initiating debt repayment procedures. Equifax Dispute Alerts provide a complete picture of any ongoing disputes relating to a debt, which can be accessed online or as XML data. And new alerts can be registered and updated throughout the debt collection process.

Relies on market leading data management and matching tools. It uses a comprehensive, evidence-based name and address histories system to deliver a detailed picture of your organisation's relationship with each individual customer.

We develop custom models and scorecards tailored to your needs, using your internal data, bureau data and other suppliers’ data. 

The quick, reliable and flexible way to unite an individual with their assets. It provides tools to help you get in contact with the account holders, beneficiaries, or their surviving family.

Used to check accounts that were taken on before Money Laundering regulations were introduced, or to ensure customers have not been added to Alerts lists, e.g. Bank of England Sanctions List, Politically Exposed Persons List.

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

Our market leading suppression solution ensures that your direct marketing doesn’t backfire. It checks that your communication isn’t targeted at gone-aways, the deceased or the opted-out, protecting your reputation and your bottom line. 

For businesses with COMPANIES as customers

The simple way to file, manage and analyse all your Equifax business credit reports. Data Manager also integrates into ledger software to aid with due diligence checks and regulatory audit compliance.

Provides the most up-to-date credit intelligence on your customers in a cost effective, one-step solution. Simply upload your sales ledger file and the system will cleanse and validate your data and append the latest credit information.

Automates your account-monitoring capabilities to streamline your review process and accurately identify both premium and high-risk customers.

For businesses that want to collect debts from INDIVIDUALS

Simplifies the debt valuation process, allowing you to make confident, informed purchase decisions.

The fast and flexible way to trace debtors. The system draws on the most up-to-date information to provide reliable search results, and is fully compliant with the Data Protection Act 1998.

Blends data on over 45 million UK residents with information on non-limited businesses. The system can locate a company principal, as well as provide telephone numbers, aliases, financial associates and co-resident information.

The most reliable way to assess your customers’ risk of insolvency. It combines a wealth of credit data to create effective debt management strategies that protect your bottom line.

Helps you to avoid costly mistakes when initiating debt repayment procedures. Equifax Dispute Alerts provide a complete picture of any ongoing disputes relating to a debt, which can be accessed online or as XML data. And new alerts can be registered and updated throughout the debt collection process.

Segments your collections and recoveries book to increase customer rehabilitation rates, cash collected and recoveries performance.

We develop custom models and scorecards tailored to your needs, using your internal data, bureau data and other suppliers’ data. 

For businesses that want to collect debts from COMPANIES

A powerful prospect database covering UK corporate and non-limited businesses. With 3.4 million records and more than 150 variables for segmentation, you can precisely tailor your campaign to reach the right audience.