Canadian Auto Risk Score (CARS)

An accurate predictive tool to use in decision-making with auto loan or lease applications.

Key Features

  • Available on-line as an acquisition credit scoring product.
  • Can be used for ongoing account monitoring.
  • Helps to manage your auto finance portfolio.
  • Can be used as a predictive tool for key strategic marketing initiatives.

How It Works

CARS is a logical three-digit score that examines Canadian data, such as credit history or recent derogatory behaviour on auto trades, and predicts the likelihood of delinquency on an auto loan or lease over a 24-month period. Available online as an acquisition-scoring product, CARS also can be used for on-going account monitoring.

Call Toll-Free 1-855-233-9226

Monday - Friday, 9am to 5pm



For inquiries about your personal credit report, please call us at



Get the latest credit news, views and information with Equifax Advisor