Detect and prevent fraud

Help detect and mitigate fraud throughout the account lifecycle with proven fraud prevention, identity verification, and authentication solutions. Our customers have access to solutions that

  • Improve fraud capture rates and decrease charge-offs
  • Reduce false positives and increase customer satisfaction
  • Protect against reputational risk from fraud incidents

Learn More

Workflow Manager

Fraudsters often use the same fake or stolen identities to perpetrate fraud across different organizations and multiple departments in the same organization. Fraud departments don’t always share data across lines of business in the same company and don’t have insight into which fraudulent identities were caught at other companies. A collective view of fraudulent activity both within and outside the organization helps protect against these fraudulent attempts.

FraudIQ™ Manager is a web based, hosted, enterprise fraud management solution that helps to identify high-risk and potentially fraudulent activity before it impacts your business. The system matches applicant requests to a variety of data sources including fraud scores, internal fraud data, and shared fraud data from other organizations that use FraudIQ Manager. Suspicious requests that may be potentially fraudulent are flagged and organized into queues for an analyst or investigator to follow up.


Identity theft has become one of the fastest-growing crimes in the United States, and, unfortunately, it is fairly easy for a criminal to obtain personal information for fraudulent use.

EIDverifier® is an Internet-based service that authenticates an applicant’s identity through a variety of frictionless and interactive methods including velocity and pattern detection across broad networks of Equifax customers, device recognition, and by presenting multiple-choice questions to the applicant that should only be known by that actual person. This patented interactive session binds the applicant to the identity information entered and leverages an analytical model that provides a fraud risk score as part of the overall assessment. By flagging suspect transactions earlier in the process, you can stop problems before they occur, saving time and money in the corresponding manual review meanwhile protecting its reputation.

FraudIQ Identity Score

Quickly identifying both fraudulent behavior as well as good customers at the same time is crucial when you are opening new customer accounts, extending credit or selling goods. Actionable and timely insights into an identity will provide the confidence you need for real-time decisions in today’s fast paced economy.

FraudIQ Identity ScoreTM delivers identity insights that detect linkages and suspicious patterns, helping determine that the customer is who they claim to be. Using these insights and customizable scoring, you can make critical decisions in real time when spotting potential fraudulent requests – often without increasing manual reviews or sacrificing customer satisfaction. The model leverages Equifax’s advanced keying logic to validate components of an applicant’s identity. This keying technology drives down the number of false positives that normally accompany fraud products.

FraudIQ Identity Alerts

Synthetic identify fraud is an increasing concern, with analyst estimates that over half of all new account fraud involves synthetic identities which go unreported. Businesses are challenged with detecting ever more prevalent identity theft as well as more sophisticated application fraud. You need a comprehensive solution that begins with quickly identifying suspicious information and potential fraud.

FraudIQ Identity Alerts assist in identifying potentially fraudulent information on account applications such as credit fraud victim alerts, misused Social Security numbers, hot addresses, suspicious phone numbers and other potential risk factor. Identity Scan also helps improve compliance with Red Flag and other legislation that requires identity verifications.