Equifax eDecision

Helps you to score credit applications in seconds, consistently and reliably. It protects your business from the risk of bad debt and maintains customer satisfaction and loyalty.

Key Features

  • Superior credit and fraud risk scoring for consumers and businesses.
  • A consistent, objective decision in seconds.
  • A flexible system that adapts to your product needs.

Superior credit and fraud risk scoring for consumers and businesses

Equifax’s market-leading Risk Navigator Consumer Information system gives eDecision access to the UK’s most powerful generic credit score. eDecision uses ScoreCheck to deliver consistent and balanced scores on all limited companies. And it accesses the Equifax Protect service, providing fraud risk scores based on in depth analysis.  If there’s insufficient data on a company, eDecision can access consumer data on its directors and principals as the basis for a decision.

A consistent, objective decision in seconds

Equifax eDecision screens credit applications automatically through a series of decision steps. Whether your customers are businesses or consumers, the process provides instant and consistent decisions, and only routes applications to manual review where necessary.

A flexible system that adapts to your product needs

Occasionally you may need to capture different information depending on the product you’re offering. Or you might want to apply a different business policy depending on the risk evaluation. Equifax eDecision allows you to set up multiple products each with their own screening criteria.