Products and Services Custom Consulting & Analytics

Our Consulting Solutions Teams have a unique, customer-centric approach to understanding strategies, pain points and objectives. They have deep industry knowledge and the support of dedicated customer relationship teams and worldwide subject matter experts that come together with our customers to consult, develop and deploy customized solutions.

Equifax Analytical Services’ capabilities combine best-in-class modelling and scoring with the most comprehensive consumer information resources in the industry.

Our vast information resources represent the most comprehensive source of consumer credit and demographic data available in the marketplace. We help you identify when and where to grow your business and how to edge out the competition to achieve market leadership.

Risk Score Solutions for businesses that want information about INDIVIDUALS

Product or Service

Who It's For

What it Does

Next Steps

Bankruptcy Navigator Index (BNI)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Predicts the likelihood of a consumer becoming bankrupt within the next 24 months.  Our latest release places special emphasis on the prediction of bankruptcy on high value accounts helping lenders reduce losses by better identifying large balance bankruptcies. BNI can be validated over 12 or 24-months to compare with other scores.

Get a Quote

Learn More
Canadian Auto Risk Score (CARS)

For companies that make auto financing transactions.

An accurate predictive tool to use in decision-making with auto loan or lease applications

Get a Quote

Learn More
Canadian Income Predictor (CIP)

For companies looking to be more precise and confident in delivering targeted marketing efforts.

Estimate a consumer’s financial potential, enabling your business to be more precise — and confident — in delivering targeted marketing efforts.

Get a Quote

Learn More
Emergent Score

For companies looking to identify different levels of risk in order to make sound credit decisions.

Identify which of your near-prime consumers have a greater potential to evolve into responsible and loyal customers, without increasing your risk.

Get a Quote

Learn More
Equifax Risk Score

For companies looking to identify different levels of risk in order to make sound credit decisions.

Our most advanced and most accurate solution to evaluate a consumer’s likelihood of 90+ day delinquency within the following 12 months, thereby reducing your credit-lending risk.

Get a Quote

Learn More
BEACON

For companies looking to identify different levels of risk in order to make sound credit decisions.
 

Evaluate a consumer’s likelihood of 90+ day delinquency within the following 24 months, thereby reducing your credit-lending risk.

Get a Quote

Learn More
No Hit No Score (NHNS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Gain the confidence to make informative credit-lending decisions on consumers new to the Canadian market, including 18-24 year olds and recent immigrants.

Get a Quote

Learn More

Model Development Solutions for businesses that want information about INDIVIDUALS

Product or Service

Who It's For

What it Does

Next Steps

Portfolio Forecasting & StressTesting Solution

Medium to large size companies looking to protect their business from economic uncertainty.

Protects your business from economic uncertainty by forecasting events that may impact your portfolio and identifying potential vulnerabilities.

Get a Quote

Learn More
Custom Models & Scores

Medium to large size companies looking for custom models tailored to their unique business.

Be more competitive with custom business models and solutions that are tailored specifically for your unique business by the Equifax Analytics Consulting Team.

Get a Quote

Learn More

Business Intelligence Solutions for businesses that want information about INDIVIDUALS

Product or Service

Who It's For

What it Does

Next Steps

Portfolio Insights

Medium to large size companies looking to gain an in-depth insight into their credit portfolio.

Gain an in-depth insight into your credit portfolio as it relates to the rest of the Canadian consumer credit market.

Get a Quote

Learn More

Risk Score Solutions for businesses that want information about BUSINESSES

Product or Service

Who It's For

What it Does

Next Steps

Commercial Delinquency Score (CDS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

A risk scoring model that predicts the likelihood that a company will be severely delinquent in paying its bills over the next 12 months.

Get a Quote

Learn More
Business Failure Risk Score (BFRS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

A risk scoring model that predicts the likelihood that a company will cease doing business in the next 12 months, resulting in losses for its creditors.

Get a Quote

Learn More
Credit Information and Payment Index (CI/PI)

For companies looking to identify different levels of risk in order to make sound credit decisions.

An empirical assessment of a company’s current risk level using a variety of factors from public and proprietary sources (CI), plus measures of the payment habits of a company (PI).

Get a Quote

Learn More
Call Toll-Free 1-855-233-9226

Monday - Friday, 9am to 5pm

 

 

For inquiries about your personal credit report, please call us at

1-800-465-7166

Newsletters

Get the latest credit news, views and information with Equifax Advisor