Emergent Score can help you make better credit decisions on near-prime consumers without increased exposure to risk. Emergent Score predicts the likelihood of a near-prime consumer becoming severely delinquent over the next twelve months. Charge-offs, collections, repossessions, foreclosures and bankruptcies are included. This enhanced risk model returns a three-digit score to allow quick and effective assessment of higher- and lower-risk consumers from within the near-prime pool.
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