Efficient Decisioning Your business is faced with constant challenges. Whether you're trying to retain customers, target the right prospects, optimize customer transactions, or confirm the identity of new applicants, you want the right information to drive smart decisions. But you need more than just data. You need powerful insights from a partner who understands the critical issues you face. With extensive experience serving the communications and utilities industries, Equifax has been an innovator for more than a century. We leverage powerful analytics to integrate our unrivaled credit and employment data assets with your data sources to deliver relevant, actionable insights that drive bottom line results. We deliver exclusive access to more than 200 million accurate and timely credit and employment records securely housed within our distinct and compliant databases, inclusive of both commercial and consumer intelligence. The richness and variety of these assets allows us to deliver the solutions you need for a range of critical decisions. For marketing, acquisitions, retention, fraud and risk management decisions, our unique data points range from consumer demographics and lifestyle insights to tri-bureau commercial data and comprehensive employment and income trends. For your workforce management needs, we provide a standard set of modules for application processing and compliant workforce data management to help you gain control over critical processes while realizing significant efficiency gains and lower operating costs. Advanced models from extensive data specific to the communications and utilities industries help you predict risks and trends as well as benchmark you performance. Know the likelihood of an applicant or customer becoming a credit risk. Understand how your hiring, pay and turnover rates compare to the industry. Combat fraudulent activity while minimizing costs from manual reviews. Equifax delivers the insights you need to make better business decisions.