Buy or sell debt

Understand what a portfolio of debt looks like when being sold, maximising recoveries while treating debtors fairly.

What's a fair price for a book of distressed debt? Should a book be split to ensure an optimal price? Before you can know that, you need to calculate how much of it you could conceivably have collected if you'd decided to hold onto it.

But that calculation requires you to estimate the effort needed to collect from every one of your debtors. That's where Equifax comes in.

Why choose Equifax?

We can help you:


  • Thoroughly evaluate the potential performance and return on investment of your debt portfolio, by drawing on our advanced analytics and displaying the results as easy to interpret charts and graphs
  • Calculate a sale or purchase price for a book of debt, based on the likely risk and return.


Access Equifax debt portfolio assessment tools online or send us a book of distressed debt to analyse and return.

If we don't yet offer a tool that's right for your business, call our consultants. They'll work with you to define your unique debt selling needs and develop a bespoke solution.

" Equifax came in to look at our business, they really started to get under the skin and that enabled them to tailor products that met our requirements."

Fran Kenny, Toyota Financial Services Plc
Call 0845-603-6772

Equifax Financial Stability

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