Products and Services for Insurance

Equifax is applying the data and analytics expertise trusted by consumer credit providers to the needs of insurance companies, addressing the risk of increasing levels of fraud whilst also supporting the aggressive customer acquisition and retention goals typical of this sector.

Equifax helps insurance companies with:

Quotation – delivering data to rate the risk of future claims in order to accurately price premiums, and in a highly timely way to enable you to remain competitive
Policy Take-Up  – facilitating streamlined customer acquisition, including the setting of APRs based on credit risk
Customer Management – creating an accurate picture of each customer to achieve the best levels of retention, whilst also managing the risk of fraud by identifying higher risk individuals
Claims – reducing losses on claims fraud through access to CUE combined with identity and credit data
Renewal – providing the insight into customer behaviours, identifying higher risk individuals, in order to accurately price renewal premiums

With an expert and dedicated Insurance team, Equifax can help you achieve your fraud and risk, customer management and marketing objectives.

Quotation

Product Or Service

Who It's For

What it Does

Next Steps

Equifax Insurance Connections (EIC)

Insurers who want to optimise their quotation premiums to increase business profit

A database of credit reference information with a total of approximately 70 million names and addresses, covering most of the UK population. Supplied as an offline data source, Equifax Insurance Connections offers a choice of over 900 characteristics at individual and postcode level to ensure data can be delivered on an individual at each stage of the insurance lifecycle.  

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Equifax Bank Check Advanced

Operational, Credit & Risk managers accepting cheques and direct debit payments

Quickly verifies a customer’s details so you can be assured that bank account numbers are correct and that customers truly are who they say they are

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Equifax eIDverifier

Risk, Credit & AML managers who need to verify customer identity

The reliable way to verify a customer’s residency and help comply with AML regulations. Instant access and approval ensures your applicant’s satisfaction, while superior checking safeguards your business.

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Equifax IDplus

Risk & Credit managers who need to verify customer identity

Uses 255 million accounts to provide proof of identity that’s updated on a daily basis. The system increases the number of proofs of identity that can be found in a single search and reduces reliance on paper proofs.

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Equifax InterConnect

Mid to large size companies that require rules based credit decisions and/or adjudication.

A customisable, scalable decisioning solution. It provides modular decision templates, flexible integration options, a rules based decision engine and tools to create, edit and apply your own credit policy.

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Equifax Risk Navigator (RN4)

Risk managers looking to help maximise the performance of customer acquisition and management strategies

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

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Policy Take-Up

Product Or Service

Who It's For

What it Does

Next Steps

Equifax Insurance Connections (EIC)

Insurers who want to optimise their quotation premiums to increase business profit

A database of credit reference information with a total of approximately 70 million names and addresses, covering most of the UK population. Supplied as an offline data source, Equifax Insurance Connections offers a choice of over 900 characteristics at individual and postcode level to ensure data can be delivered on an individual at each stage of the insurance lifecycle.  

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Equifax eDecision

Small organisations that require a non-complex and quick credit decisions.

A decisioning solution that processes your customer application data against Equifax’s pre-configured, statistically proven and robust strategies.

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Equifax Risk Navigator (RN4)

Risk managers looking to help maximise the performance of customer acquisition and management strategies

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

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Equifax Custom Model and Scorecard Development

Risk, Marketing & Finance managers  who want to be able to better predict customer behaviour and performance in order to generate increased profit, without requiring greater resources

We develop custom models and scorecards tailored to your needs, using your internal data, bureau data and other suppliers’ data. 

Our approach builds models that have been proven to be more predictive and robust than those developed by other suppliers.

Our final model development documentation pack is the most comprehensive available in the market. It leaves you with complete knowledge of the model(s) so you can use them with confidence.

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Equifax IDplus

Risk & Credit managers who need to verify customer identity

Uses 255 million accounts to provide proof of identity that’s updated on a daily basis. The system increases the number of proofs of identity that can be found in a single search and reduces reliance on paper proofs.

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Learn More

Claims



Product Or Service

Who It's For

What it Does

Next Steps

Equifax Insurance Connections (EIC)

Insurers who want to optimise their quotation premiums to increase business profit

A database of credit reference information with a total of approximately 70 million names and addresses, covering most of the UK population. Supplied as an offline data source, Equifax Insurance Connections offers a choice of over 900 characteristics at individual and postcode level to ensure data can be delivered on an individual at each stage of the insurance lifecycle.  

Contact Us

Learn More
Equifax Bank Check Advanced

Operational, Credit & Risk managers accepting cheques and direct debit payments

Quickly verifies a customer’s details so you can be assured that bank account numbers are correct and that customers truly are who they say they are

Contact Us

Learn More
Equifax eIDverifier

Risk, Credit & AML managers who need to verify customer identity

The reliable way to verify a customer’s residency and help comply with AML regulations. Instant access and approval ensures your applicant’s satisfaction, while superior checking safeguards your business.

Contact Us

Learn More
Equifax IDplus

Risk & Credit managers who need to verify customer identity

Uses 255 million accounts to provide proof of identity that’s updated on a daily basis. The system increases the number of proofs of identity that can be found in a single search and reduces reliance on paper proofs.

Contact Us

Learn More
Equifax Current Customer Review (CCR) for AML

Credit & Risk managers looking to identify existing customers in order to comply with AML regulation

Used to check accounts that were taken on before Money Laundering regulations were introduced, or to ensure customers have not been added to Alerts lists, e.g. Bank of England Sanctions List, Politically Exposed Persons List.

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Equifax Profile Analysis

Marketing, Risk & Operational managers who want to benchmark their customers against the UK population

Provides you with a clear and detailed statistical review of your customers and their attributes in key areas, compared against the UK population or another subset of consumers.

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Equifax FraudScan

Risk, Credit & Fraud managers who want to integrate fast and reliable identity and fraud protection into operational processes to reduce the risk of fraud

Real-time identity fraud detection and prevention. You can validate information supplied at the point of application without delaying the process. FraudScan gives automated access to market leading records, including OSIS data, BACS files, Insight and Electoral Roll – all processed within seconds.

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Equifax SIRAN

Risk, Credit & Fraud managers in mid to large sized companies that need to verify a person’s identity in real-time

Identifies potential frauds and ranks them by risk, so that you can focus customer policy accordingly. It relies on a cross-industry universe of data to help you identify fraudulent applications and uncover fraud rings. An industry leading workflow management tool allows you to manage your fraud rules and prioritise risk levels for referral.

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Equifax Single Customer Insight

Risk, Credit & Compliance managers looking to understand the full extent of customer relationships in order to reduce the risk of fraud and comply with the latest financial regulations

Relies on market leading data management and matching tools. It uses a comprehensive, evidence-based name and address histories system to deliver a detailed picture of your organisation's relationship with each individual customer.

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Equifax Locate

Debt collection companies and departments looking to trace individual debtors.

Helps you find debtors who’ve gone away (or told you they’ve gone away but haven’t) or tried to avoid paying by using an assumed name. In addition, it reliably informs you when a debtor is deceased, saving embarrassment and distress.

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Manage Customers

Product Or Service

Who It's For

What it Does

Next Steps

Equifax Insurance Connections (EIC)

Insurers who want to optimise their quotation premiums to increase business profit

A database of credit reference information with a total of approximately 70 million names and addresses, covering most of the UK population. Supplied as an offline data source, Equifax Insurance Connections offers a choice of over 900 characteristics at individual and postcode level to ensure data can be delivered on an individual at each stage of the insurance lifecycle.  

Contact Us

Learn More
Equifax Risk Navigator (RN4)

Risk managers looking to help maximise the performance of customer acquisition and management strategies

A comprehensive range of predictive data characteristics and powerful scoring capability, RN4 provides the data intelligence to minimise the risk on your acquisition and customer management decisions. With unparalleled access to enriched data intelligence on more than 45 million consumers, RN4 sets the standard in consumer information systems.

Contact Us

Learn More
CIFAS Alerts

Companies looking to lower their exposure to fraudulent customers.

Equifax weekly CIFAS Alerts provide another level of protection by accessing the National Fraud Database to highlight fraudulent customer accounts.

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Equifax Current Customer Review (CCR) for AML

Credit & Risk managers looking to identify existing customers in order to comply with AML regulation

Used to check accounts that were taken on before Money Laundering regulations were introduced, or to ensure customers have not been added to Alerts lists, e.g. Bank of England Sanctions List, Politically Exposed Persons List.

Contact Us

Equifax disConnect

Marketing managers looking to reduce campaign wastage

Our market leading suppression solution ensures that your direct marketing doesn’t backfire. It checks that your communication isn’t targeted at gone-aways, the deceased or the opted-out, protecting your reputation and your bottom line. 

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Equifax Customer Management Services

Credit & Risk managers who want to understand and manage the complete customer relationship as an integrated process

A portfolio of seven products that address your most critical customer information needs. We can take any file, in any format, analyse it with or append our market-leading credit data and return it to you, ready to get to work. It’s as simple as that.

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Equifax Market reports

Credit, Risk & Finance managers aiming to benchmark key indicators against the industry to get a powerful view of your company’s performance

Reveal how your strategies in risk, collections, marketing and finance are performing relative to the competition and understand your strengths and weaknesses to choose the most profitable strategies.

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Equifax Retrospective Analysis

Companies who want to understand the value and business benefits that Equifax’s data, characteristics and scores can provide to their business

Summarises the credit profile for a named consumer or business/director at a given point in history.

Returns over 3,000 summarised data items covering information relating to the consumer/director, their immediate family, and persons known to be financially linked to them.

This shows how much value Equifax data, characteristics and scores could have added to a portfolio of applications, customers, businesses or account records that have already been processed.

It ranks the summarised data items so that a company can choose those that will drive the most business benefit.

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Equifax Single Customer Insight

Risk, Credit & Compliance managers looking to understand the full extent of customer relationships in order to reduce the risk of fraud and comply with the latest financial regulations

Relies on market leading data management and matching tools. It uses a comprehensive, evidence-based name and address histories system to deliver a detailed picture of your organisation's relationship with each individual customer.

Contact Us

Learn More

Renewal

Product Or Service

Who It's For

What it Does

Next Steps

Equifax Insurance Connections (EIC)

Insurers who want to optimise their quotation premiums to increase business profit

A database of credit reference information with a total of approximately 70 million names and addresses, covering most of the UK population. Supplied as an offline data source, Equifax Insurance Connections offers a choice of over 900 characteristics at individual and postcode level to ensure data can be delivered on an individual at each stage of the insurance lifecycle.  

Contact Us

Learn More
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