Deliver vehicles - fast

Your mission is clear: close more deals and deliver more vehicles. But sometimes the auto financing process can slow down funding and tank your CSI scores. Drive more profitable deals with Equifax solutions for Auto Dealers—your one-stop resource for getting a fast, total view of a consumer's credit, income, employment and fraud risk. 

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Speed up the delivery of vehicles with an auto-specific view of the consumer

Instantly spot potential credit concerns or fraud issues and get all the information you need to engage with your lenders with our specialized, easy-to-read consumer report for auto dealers. Auto tradelines, consumer credit information, negative information and alerts are spotlighted at the top of the report to help you immediately address potential dealbreakers and swiftly manage more deals. You can even customize the alert section with color-coding that highlights potential concerns.

TotalView for Auto Advantages:

  • Avoid sending customers home for pay stubs with employment and income verifications available within the report

  • Focus on information that matters most to you—all intuitively organized

  • Confidently close more deals  with access to trusted Equifax information

  • Minimize risk by leveraging the most current and complete consumer credit scores

Accelerate deals with access to instant income and employment verifications

Improve your funding process and reduce delays associated with verifying consumer income and employment. Clear stips quickly with instant access to our unique database of income and employment information, The Work Number®:

  • Millions of payroll records from more than 5,500 employers nationwide, including 75% of the Fortune 500 and the majority of federal government civilian employers

  • Instant access to income and employment information, helping to reduce walk-offs due to requests for extra information, such as paycheck stubs

  • Manual verifications available if a consumer's information is not available instantly on the database

 

Identify and stop fraud earlier

Recognize fraudulent applications before they're approved and booked with Identity Scan. Apart from preserving your time and internal resources, Identity Scan can help you avoid costs related to loan losses and collections while also assisting with USA PATRIOT ACT and Red Flag regulations. Unlike other identity products, Identity Scan offers 28 alerts providing deeper, more granular insight around credit fraud victim alerts, mis-used SSNs, hot addresses, suspicious phone number and other potential risk elements. 

Flag fraudulent applications and focus on quality prospects

Respond to applicants faster and close more deals by improving your fraud verification process with eID Compare. It leverages multiple Equifax and third-party databases to verify that an identity is 'real' and determines how likely the ID is associated with potential fraud. 

Seamlessly process auto loan applications while supporting OFAC compliance

Quickly and easily support the Office of Foreign Assets Control (OFAC) regulations by integrating an OFAC check through Equifax ePort.

Reduce collections costs by finding more right-party contacts—faster

Create a more efficient and cost-effective collections process that drives higher contact rates with FirstSearch—the industry leading front-end skip and locate tool. Different from other skip tracing products, FirstSearch offers the freshest data available from a variety of proprietary sources that are among the first to know when a consumer has moved or transferred services. Updated contact data is available within 24 hours.

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