FICO® Scores are sold and delivered through Equifax as FICO® Risk Scores. Aggregated FICO® Scores are exclusively sold by Equifax. Aggregated FICO® Scores were not developed or intended to be taken into consideration as a factor in establishing or determining an individual's eligibility for personal credit, insurance, or employment, or for any other purpose contemplated under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Fair Isaac and FICO are registered trademarks of Fair Isaac Corporation in the United States and in other countries.