Take a proactive stance on portfolio management Equifax Account Management Triggers keep your focus on accounts with the highest risk by leveraging credit indicators and triggers to help identify consumers with a near-term risk of default or late payment. This intuitive screening tool helps monitor credit and identify trouble spots before they impact portfolio performance. By delivering actionable account intelligence, Account Management Triggers help: Improve overall portfolio performance Mitigate risk exposure Gage portfolio performance and risk potential from a perspective customized to your specific risk thresholds. Account Management Triggers evaluate accounts against credit risk triggers and add the deeper viewpoint and reliability provided by our comprehensive credit marketing database. Understand where and when to take action with proactive insight provided by key indicators, including: Recent changes in credit activity Changes in credit behavior over time Tradeline account characteristics Late payments Utilization trends Recent defaults Account Management Triggers is a consumer report and is regulated by the Fair Credit Reporting Act (FCRA).