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Decision Plus
Need an automated decision-making program that's
as user-friendly as it is effective?
Decision Plus uses Equifax's consumer credit files and risk
scores to simply and efficiently automate your decision-making process. This standardized decision system for credit grantors applies
scores such as BEACON or Equifax's Consumer Risk Predictor, combined with high-level
exclusion criteria, to rapidly analyze new applications and deliver a customized credit
decision to the point of sale.
Benefits
- Reduce time and cost of manual analysis with immediate automated
decisions on new and existing accounts
- User-friendly application requires only minimal training
- Greater flexibility in retrieving decisions with multiple delivery system options
- Powerful scoring criteria provides a solid foundation for risk evaluation
- Consistency of decision making ensures control over your credit policy
- Customization of score ranges and action messages creates a unique
process designed specifically for your business
How it Works
Decision Plus uses the Equifax consumer credit
report to verify common reject criteria.
If the file does not meet any reject criteria,
the model calculates a risk score, which is then translated to a customized action
message. The messages are based on an analysis of score results.
Want more information?
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