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Time Series Risk Predictor

Do you wonder how your customers change over time?

Time Series Risk Predictor analyzes Equifax credit information over a six-month period, statistically analyzing multiple views of numerous credit variables to provide an easy-to-understand score. Its unique strength is trend analysis; its result is an extremely stable predictive score.

This valuable tool has both credit and marketing applications. Use Time Series Risk Predictor for account monitoring, adjusting limits, credit and collection management, or put it to work within your cross-selling and up-selling strategies.

Benefits

  • Using time series trending variables calculated over six months of an account results in an extremely reliable score

  • Enhances the capabilities of your custom behaviour model, since the score links historical and current credit information to provide a strong predictor of a customer's future credit performance

  • User-friendly score is readily explained by multiple reason codes

How it Works

Available off-line, Time Series Risk Predictor returns a score and delivers multiple reason codes which pinpoint the characteristics that negatively affect the score.

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