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Bankruptcy Navigator Index

Ever imagine what it could mean to your business if you were able to make informed predictions about personal bankruptcies?

Bankruptcy Navigator Index helps you chart your course with confidence. It provides you with the technology to proactively and systematically predict when personal bankruptcies will occur - and how to lessen their impact. Bankruptcy Navigator Index can be used on-line, at point-of-sale for immediate scoring or off-line to provide valuable portfolio management information.

Benefits

  • Segmenting the population into distinct groups based on risk, utilization and previous bankruptcy enables you to reduce the risk when accepting more borderline accounts into your portfolio

  • Advanced neural network technology helps you make timely decisions at any point in the consumer credit lifecycle

  • Easily integrates with other scoring tools, including the full range of Equifax risk predictors

  • Available on-line and off-line, for ultimate convenience

How it Works

Bankruptcy Navigator Index draws on the strength of logistic regression and the statistical power of a neural network to deliver a score that predicts bankruptcy risk within the next 24 months. The higher the score, the less likely the account will file bankruptcy within 2 years.

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