Your credit report is important to you. Yet, many Canadians have never looked at their own credit report, so it's not surprising that it is often overlooked when individuals assess their financial situation.

This Consumer Information Centre has been designed to inform you about credit reporting in general, and more specifically, how to obtain a copy of your credit report and ensure it is accurate. You can consult Frequently Asked Questions, which cover many aspects of consumer credit reporting in addition to Other Topics & Resources, where you'll find useful tips about credit ratings and counselling, among other subjects. And we've included Helpful Links to other information sources about credit reporting in general.

If you would like to obtain a copy of your credit report immediately, for a fee, you can receive real-time on-line access to your personal credit report, credit score and a full explanation of your score and how lenders view your credit history. Simply log on to Equifax Consumer Services Canada at https://www.econsumer.equifax.ca/ca/main?lang=en.

To obtain a free copy of your credit report by mail, go to Your Credit Report and download the credit report request form.